Entries by Robert Siciliano

Beware of Credit Card Micro Charges

Micro charges are charges ranging from 20 cents to $10 and either are fraudulent, legitimate or fall into the category of “grey charges,” which describe sneaky recurring or unwanted charges. These charges often go undetected because they are so small. Nine out of 10 credit card holders don’t scrutinize their statements carefully, allowing these scammers…

What Exactly is a VPN?

A Virtual Private Network (VPN) is a network set up to communicate privately over a public network. For example: You occasionally want to or need to work from home and your employer knows that if you do, the data that travels between your PC and an office PC needs to be protected. So your employer…

How Hackers Use Our Information Against Us

We hear an awful lot about hackers breaking into systems and taking down networks or stealing millions of data records. The general understanding we have for hacking is bad guys want to disrupt things to make a point or to make money. But how do they really use our personal information against us? Whether you…

Steps to Take When Connecting to WiFi at the Coffee Shop

Consumers are oblivious to the dangers of connecting in a free wireless environment. If they actually knew how vulnerable they are, all that coffee shops would do is sell coffee.Nobody would stick around and connect to the internet. Everyone—and I mean everyone—always asks me if they should connect to public WiFi. The short answer is…

How NOT to Dispute a Credit Card Charge

My wife was searching online for a specialist to take care of a minor medical condition. While browsing, a certain ad caught her eye, so she checked out its website and made a phone call to get more information. The receptionist was warm and friendly and gave her all kinds of advice and direction over…

What is a “Drive-By” Download?

Gone are the days when you had to click to “accept” a download or install a software update in order to become infected. Now, just opening a compromised web page could allow dangerous code to install on your device. You just need to visit or “drive by” a web page, without stopping to click or…

10 Tips to Secure Online Banking

Online banking or mobile banking reduces expenses by allowing customers to review transactions, transfer funds, pay bills and check balances without having to walk into a bank branch or make phone calls to a bank’s customer service call center. Mobile banking, m-banking or SMS banking refers to online banking that occurs via mobile phone or…

Why are Cybercriminals Moving from PCs to Mobile Devices?

The number of households in the United States that rely solely on mobile phones continues to increase. As of July 2011, 31% of households had mobile phones and no landlines. Additionally, almost one in six households used mobile phones exclusively or almost exclusively, despite still having a landline. This is the first time that adults…