First, I’m no doctor so this advice is not intended to be substitute for consulting with a medical professional. If you think you are experiencing a medical emergency, seek immediate medical attention. But I am a Dad and these things interest me. So I hopped on over the American College of Emergency Physicians (ACEP) and…
Mortgage fraud is when someone knowingly uses or facilitates the use of any deliberate misstatement, misrepresentation, or omission, knowing the same to contain a misstatement, misrepresentation, or omission, during the mortgage lending process with the intention that it be relied on by a mortgage lender, borrower, or any other party to the mortgage lending process.…
Being a small business myself, I know how difficult it is to find the right employees. And everyone I speak to who is in business has the same problem. Unfortunately too many people lie, cheat and steal and when they come to work for you, they drain company resources until they are fired. It’s best…
Background checks are a necessary tool in today’s sometimes violent and certainly litigious society. If a rug installation company was to hire an installer, who eventually rapes and kills a client, then the rug installation company would be held libel for the animals actions. This example is one that happens all too often. It’s common…
As spring is in full swing, so are the advertisements for upcoming concerts. I, for one, look forward to getting on my Harley, snagging easy parking, and taking in a few shows this year. And, as with all seasonal activities and events, scammers are gearing up to take advantage of another opportunity to prey upon…
The Occupational Safety and Health Administration (OSHA) provide an exhaustive (and exhausting) detailed reference of fire safety standards here. Many states such as IOSHA (Indiana) have adopted these workplace safety tips and summed them up different fire hazards in a convenient way: General Fire Safety Tips To eliminate fire hazards, you can install a fire…
EFTPOS skimming has become increasingly prevalent over the past few years. EFTPOS skimming—which stands for “electronic funds transfers at the point of sale”—involves either replacing the self-swipe point of sale terminals at cash registers with devices that record credit and debit card data, or remotely hacking a retailer’s POS server. In one such case, Romanian…
Most of us have read the resume of a friend or family member and did a double take and asked “Is this really you?” Resumes are designed to express to a potential employer your work history and skill sets. They are designed as a guide for an employer to use as a checklist to evaluate…
Spammers send unwanted emails or texts that are both annoying and frightening. Most spam messages are useless advertisements selling stuff you don’t need or want. In 1995, 8,069 unique pieces of malware were detected. One out of 20 emails were spam, and the Melissa virus infected hundreds of thousands. By 2010, 54 million unique pieces of malware were detected…
Contrary to popular belief, cybercriminals are hard workers. They work long hours, often through the night. In fact, many are “third-shifters”—up late at night, into the early morning hours. For example, the number one online fraud offender does his best work at 1:00 am local time in Ghana, or 5:00 pm PST. For the number two fraud…
