Your Online Bank Account’; Criminal Hackers Hacking It

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Robert Siciliano Identity Theft Speaker Expert

Why hack your online bank? Because thats where the money is!

White Hat Hackers (good guys) probably never anticipated whats happening. There are more viruses out there than ever. Black Hat Hackers (bad guys) are in full force. Back in the year 2000 some have said the white hats were about a year ahead of the black hats in technology. Meaning it would take about a year for the bad guys to crack the white hats stuff.

Others research shows by 2004 the black hats were about 2 weeks behind the white hats. Here we are in 2009. In many cases the black hats are years ahead of the white hats. The good guys are losing. Badly.

Many of the new viruses sit on your hard drive dormant, waiting to be “woken up” when they are signaled. Many of these Trojans are designed to sniff out when you are banking online. They sit and wait, then stike when you log on.

Consider that in our own bodies we already have numerous viruses that come alive when our immune system is down or when its woken up by coming on contact with another. Your PC is no different, there’s often something lurking in there. We get viruses on our PC simply by visiting a website, clicking on a link or downloading a program we think is clean, and many many more ways.

Studies show the amount of viruses quadrupled from over 15,000 in 2007 to almost 60,000 in 2008. The problem is the technology of the criminal hacker has evolved and is further evolving faster than the white hats. This means you have to be on your game. Don’t let your guard down and stay informed.

Basic stuff, again – basic;

Run Windows Update; Or it may be called “Microsoft Update” on your PC. This is a free update to your operating system that Microsoft provides. There are two ways to access this. Either click “Start” then “All Programs”, scroll up the menu and look for the link “Windows Update or Microsoft Update”. Click on it. Your browser (Internet Explorer) by default will launch taking you right to Microsoft’s Windows Update web page and will begin the process of looking at your PC and checking to see what security patches you don’t have. Follow the prompts and click “Express” and let it lead you in the direction it wants. The goal here’s for XP is to end up with “Service Pack 3” installed. Or go to “Control Panel” and seek out “Security Center”. And click “Turn on Automatic Updates” and let Microsoft do this automatically. In Vista the process is similar and your goal is “Service Pack 1”

Install Anti-Virus; Most PCs come with bundled anti-virus that runs for free for 6 months to a year. Then you just re-up the license. If you don’t, then every day that the anti-virus isn’t updated, is another opportunity for criminal hackers to turn your PC into a Zombie that allows your computer to be a Slave sending out more viruses to other PCs and turning your PC into a Spambot selling Viagra. You can also install a different anti-virus program for a fee or free. McAfee is great, Symantec is loosening their grip on the “bloatware” and getting better. Avast is free and good, but free scares me. Free means you have to manually scan your PC and most people don’t do manual very well. Theres also a paid version.

Install Spyware Removal Software; Most anti-virus providers define spyware as a virus now. However it is best to run a spyware removal program monthly to make sure your PC is rid of software that may allow a criminal hacker to remotely monitor you’re keystrokes, websites visited and the data on your PC. I like Lavasofts Ad-Aware Free www.lavasoft.com. There are plenty of good ones.

Run Firefox or Chrome; Microsofts Internet Explorer is clunky and the most hacked software on the planet. Mozillas Firefox is less hacked and more secure. The jury is still out on Googles Chrome browser, but it’s sweet! Maintain the default settings keep the pop-up blockers and phishing filters on.

Secure Your Wireless; If you are running an unsecured wireless connection at home or the office, anyone can jump on your network from 300-500 feet away and access your files. Serious. The router has instruction on how to set up WEP or WPA security. WPA is more secure. If this is a foreign language to you, then hire someone or get your 15 year old to do it.

Install a Firewall; Microsoft’s operating system comes with a built in firewall. But it is not very secure. Go with a 3rd party firewall that is prepackaged with anti-virus software.

Use Strong Passwords; Little yellow stickys on your monitor with your passwords isn’t good. Use upper case, lower case, alpha-numeric passwords that you change up every 6 Months.

PLEASE, you other security dudes or dudets, chime in. We need your guidance too.

Robert Siciliano Identity Theft Expert discussing online banking Here

Recycle Your Phone? Sell it on eBay? Lose it? Still Have Your Data On It?

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Robert Siciliano Identity Theft Speaker – Expert

Cell phones are the invention of the 20th century. Its a computer and a phone. Its as cool as the invention of the wheel. Its the single most effective communication tool since the land line.

Millions of cell phones are sold every year. Many are lost, stolen, millions more end up on eBay, recycled or tossed in the trash. Many of these phones still have enough data on them to commit identity theft or, in the wrong hands, make your life miserable.

A study done in December by Regenersis, a UK based recycler, tested a sampling of 2000 cell phones. They learned 99% had personal identifying data such as banking info, credit card data, personal emails, contacts, text messages, pictures, music, videos, calendar entries, notes, mailing lists, to-do lists, automatic log-ins for Twitter, LinkedIn, Facebook and more.

Studies show cell phones are replaced on average of every 18 months. Over the past 4-5 years Blackberrys, iPhones and countless other smartphone/PDAs have flooded the market. All of these devices technologies are upgraded within 6 months and the user wants the latest and greatest.

What kind if data is on your phone today? If it fell in the wrong hands would someone have access to all your social network sites? Usernames and passwords? Customer data? Corporate secrets?

Someone recently bought a Blackberry off eBay and scored phone numbers for Hollywood producers, writers and movie stars Natalie Portman, Julianne Moore and Jude Law. Not a huge deal, but in the wrong hands problematic for the affected.

What if someone got the names, addresses and emails for everyone in your life? Not good.

Its not just cell phones that often contain data. Thumbdrives, MP3 players, are also problematic. Credant Technologies surveyed 500 dry cleaners who said they found numerous USB sticks during the course of a year. Multiplying that by the number of dry cleaners and got a figure of approximately 9000 USBs lost and found annually.

To protect yourself, consider some of the tips below, and this is not a complete list. Please feel free to add in comments.

Don’t store data that will be considered a “data breach” if lost, stolen, sold, recycled.

On phones have strong password protection. Lock it up.

Remove your sim card upon selling.

Reformat the phones operating system multiple times. This generally wipes off the data, but there are programs that do it more thoroughly. There is no universal way to reformat. It is different with every phone/manufacturer/operating system.

Robert Siciliano Identity Theft Expert discussing cell phone security Here

Phishing Attacks Rise Dramatically in 2008

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Robert Siciliano Identity Theft Expert – Speaker

Stupid people get hooked by phishers. You have to be a complete idiot to get sucked into a scam email that has typos making requests that are geared toward naïve simple minded pea brain fools. Right? Yes? No? So why have phishing attacks risen dramatically in 2008? That’s 66% higher than in 2007.

Have we gotten dumber or are the attackers getting smarter?

RSA concluded that phishing attacks rose to an unprecedented 15,002 in April of 2008. Millions of people in mainly english speaking nations receiving ruse after ruse. 68% of US bank brands attacked. Less than 7% UK brands experiencing less than attacks.

However the UK takes the title for the most exploits as the most phished country in the world equating to 40% of the 135,426 cases detected by RSA.

This seems to be due to the UKs system allowing fraudulent transfers fast enough “real-time” to avoid detection. Criminals like real time fast cash.

Much of the success of phishers is that they are in fact getting smarter using “flax flux” attacks. *Fast flux is a technique used by botnets to hide phishing and malware delivery sites behind an ever-changing network of compromised hosts acting as proxies. It can also refer to the combination of peer-to-peer networking, distributed command and control, web-based load balancing and proxy redirection used to make malware networks more resistant to discovery and counter-measures. *Thank you Wikipedia.

Tonight I spent 2 hours on the phone in a webinar with a startup reviewing a fully functional toolbar that makes 54 checks to determine the validity of a website checking for phishing, pharming etc. All any bank needs to do is adopt the technology and require their clients to adopt it in the sign-in process. In most cases problems solved.

And do you know what we labored over in this call? How to get all the banks clients to install a simple toolbar that would protect them and the bank.

Why is this so difficult?

Robert Siciliano Identity Theft Expert discussing Scambaiter in video Here

Nuclear Weapons, CyberSecurity and an Unlocked Door.

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Robert Siciliano Identity Theft Expert Speaker www.IDTheftSecurity.com

What happens when you have an unlocked door at the home of and employee at the top U.S. nuclear weapons laboratory? How about 3 stolen computers with yet to be disclosed data, that was said to be non-classified. We hope. Were the computers stolen to be resold for crack? Or for nuclear weapons secrets? We may never know. Or we may find out the hard way.

At the Los Alamos National Laboratory in Santa Fe New Mexico dozens more (67 total) systems are currently listed as missing. Officials are conducting a full review of the lab’s policies and procedures governing the use of official computers at employees’ homes.

Situations like this are common in every industry with every conceivable form of data. We just wish it wasn’t data from a nuclear weapons facility.

Its important to point out that the facility has as many as 40,000 computers including desktops, laptops, PDAs, printers and so on. Do the math, less than a .25 percent lost or stolen. The lab has been documented at a better than 99.5 accountability rate.

We know there is no such thing as 100% security whether protecting from hardware or data thieves. Security is an ongoing, never ending, consistent, on your toes, don’t let your guard down, vigilant process.

And its not just criminal hackers causing big problems, lowly burglars looking for their next bag of dope stole a laptop computer from the home of a government employee containing 26.5 million Social Security Numbers, a US primary identifier. This $500 laptop cost millions.

Can you say your organization has a 99.5% success rate?

What policies do you have in place to foster a security minded culture? Here are just a few bullets as examples for you to add too.

# Cover all organizational systems used for processing, storing or transmitting personal information.

# Security risks faced assessed in the development of the policy

# Cost-effective measures devised to reduce the risks to acceptable levels

# Monitored and periodically reviewed.

# Staff and management made aware of the protective security policies and how to implement them.

Robert Siciliano discussing another hack Here

Bank Robberies Spike, Blame The Economy?

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Robert Siciliano

Often I’m called to provide perspective on breaking news as it relates to personal security, violence and fraud. Tonight it was bank robbery. In Boston a white male suspect in his 20’s has robbed at least 4 banks since Feb. 3rd and two of those were done today within a few miles of each other.

In the first, he went up to a teller who was in training, startled, she said she did not have any money in the drawer and he left the bank without trying. Obviously he did not have an alternative plan.

Each time he has passed a note demanding money and implies a weapon, but no weapon is shown.

The local police department talked to the media about how more and more suspects are desperate because of the economy and not experienced bank robbers. They also said that a lot of them don’t care about the survelliance cameras or the jail time that they might face if caught. The FBI and local police departments are investigating these robberies.

In New York City Bank robberies have risen 54 percent compared with last year, with criminals committing more than 430 in the past year, according to the NYPD.

New Yorks Police commissioner was quoted saying “They’ve turned banks into cash machines”

Numerous studies certainly show crimes tends to rise when times are tough. Right now its pretty tough and getting uglier for many. But rob a bank? I know plenty of people who have hit hard times. I can’t think of one who had the epiphany “Today I’ll rob a bank”.

I saw a story recently about a guy who walked out of a grocery store and stole a full a cart of food to feed his family and was caught. He was quoted saying “it was worth the risk to feed my family”.

Illegal, wrong, understandable.

What’s more likely is people who are robbing banks have committed crimes before. Bank robbery is a desperate and aggressive act. Chances are this individual is like most, suffering from addiction, heroin, Oxy-contin, and is desperate for his next hit. People who rob banks have an equal amount of desperation and stupidity as they do huge balls.

Banks Robbers aren’t Robert De Niro in Heat or Jim Carey in Dick and Jane

I think it’s safe to say that while the economy may have people all jittery, you won’t see many executives from failed investment firms who were laid off go and rob a bank. This person hasn’t robbed four banks to pay his cable bill. He’s a mess.

These arent well thought out, rational, previously employed people. These are people who have been involved in criminal acts their whole lives and this is the next step for them.

I would gather that someone is doing a study somewhere and will conclude that in-fact there is a spike in robberies during hard times. We see the same thing around the holidays. People are emotional, they feel pressure and go a bit nutty.

Why not every bank on earth is equipped with an access control vestibule so criminals are prevented from entering with guns or trapped like this idiot

Robert Siciliano discussing bank robbers motivations Here

Quarter Million Dollar Bounty for Criminal Hacker

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Robert Siciliano Identity Theft Speaker and Expert

In a Microsoft press release a global bounty has been offered for the arrest and prosecution of whoever has created and released the “conficker” virus.

Conficker was released in the last quarter of 2008 and has infected a wide estimate of 2 million to 10 million PCs. After issuing patches, Microsoft estimates approximately 3 million PCs globally are still compromised.

However none of the PCs infected with the conficker are displaying any of the characteristics generally exhibited by the recent spate of viruses offering a remote control component and often used to host spoofed websites and other malicious fraud related activities.

Although, this virus is designed to constantly ping some 250 different domains that were most likely controlled by the criminal hackers that created it. The virus acts like any software calling home looking for an update, checking time/dates stamps and what version is running.

It is widely believed that conficker is waiting for its next set of updates to unleash the endgame its writers had in mind. BRILLIANT!

Many who study conficker as it phones home have been monitoring the 250 domains looking for the next “update”.

Each of these top level domains include .com, .net and .org. All of which fall under Internet Corporation for Assigned Names and Numbers (ICANN), who heads up the domain registration industry. ICANNs rules prohibit such reserving of domains. ICANN then worked with registrars in heading off any future registration of conficker sought domains.

What has been out of the control of ICANN has been .ws and .cn (China) based domains and due to the ferocity of conficker and negocitions by ICANN, China and other global registrars have agreed to make it difficult for conficker to continue to control its 250 base domains or seek others along the string.

What we are seeing here is a global effort by international agency’s, security professionals from around the world and Microsoft working together to defeat an unknown attacker, that if left un-matched, could infect a significant portion of the worlds computers.

This story is not over.

Robert Siciliano Identity Theft Expert-Speaker video discussing rise in identity theft Here

Identity Theft Protection Expert and One You Security: Research Reveals That Usability of Social Security Numbers Enables Mortgage Fraudsters

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(SARASOTA, Fla. – July 30, 2008 – One You Security) The results of a research investigation by the Federal Bureau of Investigation recently revealed an apparent, significant upward trend in the incidence of mortgage fraud. Furthermore, homeowners who have Home Equity Lines of Credit (HELOCs) are prime targets for financial fraud, suggested a related statement from the Identity Theft Assistance Center (ITAC). The best way to combat the threat is to transform Social Security numbers into something useless to thieves, who use these universal identifiers to obtain financial identities, said Robert Siciliano, widely televised and quoted identity theft protection expert and chief security analyst for One You Security, LLC.

"Social Security numbers’ de facto role as universal identifiers has fueled a massive increase in financial fraud—simply because these numbers allow criminals to assume others’ identities," said Siciliano. "Given the scope of financial fraud, which costs billions of dollars every year, consumers need a way to deprive thieves of the ability to gain access to someone else’s finances. They must implement measures that render those Social Security numbers useless to thieves."

Subscribers to One You Security receive newsletters and special alerts from Siciliano. Through these, they get the latest information on data breaches and learn more about identity theft prevention. Chief security analyst for One You Security and a member of the Bank Fraud & IT Security Report‘s editorial board, Siciliano regularly discusses data security and consumer protection on CNBC, on NBC’s "Today Show," FOX News Network and elsewhere.

Released in April of 2008, the FBI’s 2007 Mortgage Fraud Report found that "Suspicious Activity Reports (SARs) from financial institutions indicated an increase in mortgage fraud reporting" in 2007. The year-over-year increase in SARs was 31 percent, according to the report, which went on to note that there is no central repository for mortgage fraud complaints in the U.S. Additionally, the report revealed that the total dollar impact of mortgage fraud is unknown, but that the losses associated with just 7 percent of SARs in 2007 was $813 million.

A July 8th news release from ITAC noted the FBI report’s attention to an emerging, related crime: home equity credit fraud. Consumers with HELOCs should regularly check them for suspicious activity and unaccountable discrepancies in balances, according to ITAC, whose announcement was reported in The New York Times on July 27.

"How do thieves obtain credit?" asked Chris Harris, president and CEO of One You Security. "They do so by assuming the identity of another person, and it’s largely the utility of Social Security numbers that allows them to do so. Financial fraud related to identity theft is in fact dependent on this, but the effect of One You’s service functionally strips Social Security numbers of this utility, leaving criminals with nothing but a bunch of nine-digit numbers that no longer give them access to would-be victims’ financial identities."

Consumers who choose One You Security do so in part because the company strives to transform their Social Security numbers into meaningless strings of digits of no use to thieves. The firm backs all its offerings with a 100 percent service guarantee.

The YouTube video below shows Siciliano on FOX News Network, where he explains how the ubiquity of Social Security numbers as universal identifiers helps thieves online and off-line. A collection of videos at VideoJug features Siciliano sharing advice on how consumers can protect themselves from identity theft and fraud.

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About One You Security, LLC

Sarasota, Fla.-based One You Security‘s mission is to eliminate the threat and consequences of identity theft. For just $10 per month, anyone can sign up for One You Security’s identity theft protection service, a proactive, preventative approach whereby the company activates and manages its customers’ fraud alerts with major credit bureaus. Subscribers also receive full access to ongoing education from identity theft protection expert Robert Siciliano, chief security analyst for One You Security, which backs up its promise to protect clients’ financial identities with a 100 percent service guarantee. To sign up for One You Security, dial 1-800-434-2010.

About IDTheftSecurity.com

Identity theft affects us all, and Robert Siciliano, CEO of IDTheftSecurity.com, chief security analyst for One You Security, and member of the Bank Fraud & IT Security Report‘s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients. Author of "The Safety Minute: 01" and leader of personal safety and security seminars nationwide, Siciliano has been featured on "The Today Show," CNN, MSNBC, CNBC, "FOX News," "The Suze Orman Show," "The Montel Williams Show," "Maury Povich," "Sally Jesse Raphael," "The Howard Stern Show," and "Inside Edition." Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft protection. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Mademoiselle, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others. For more information, visit Siciliano’s Web site, blog, and YouTube page.

The media are encouraged to get in touch with any of the following individuals:

Chris Harris
President & CEO of One You Security
PHONE: 941-342-0500 (x231)
chris@oneyou.com
http://www.oneyou.com

Robert Siciliano
CEO of IDTheftSecurity.com
Chief Security Analyst for One You Security
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
http://www.idtheftsecurity.com

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.com
http://www.STETrevisions.com
http://brentskinner.blogspot.com

Identity Theft Protection Expert and One You Security: Year-Over-Year Spike in Data Breaches Will Prompt Consumers to Protect Their Own Financial Identities

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(SARASOTA, Fla. – July 23, 2008 – One You Security) The first half of 2008 saw a more than two-thirds year-over-year increase in the number of data breaches, revealed research reported last week. More than ever, consumers need a way to protect themselves as more of their Social Security numbers seem to go missing with every new breach of data, according to Robert Siciliano, widely televised and quoted identity theft protection expert and chief security analyst for One You Security, LLC. The key, he said, is One You Security’s service, which helps to render these universal identifiers useless to the thieves who would otherwise use them to steal consumers’ financial identities.

"Smart consumers notice the data breaches," said Siciliano. "They also realize that every security breach runs the risk of leaking data likely to include Social Security numbers, maybe even theirs. And until the infrastructure in place for identifying people fundamentally changes, these smart consumers will clamor for ways to protect their financial identities themselves. With its capacity to strip thieves of the ability to use Social Security numbers as a way to obtain financial identities, One You’s service provides the very solution these consumers seek."

Subscribers to One You Security receive newsletters and special alerts from Siciliano. Through these, they get the latest data on breaches and learn more about identity theft prevention. Chief security analyst for One You Security and a member of the Bank Fraud & IT Security Report‘s editorial board, Siciliano regularly discusses data security and consumer protection on CNBC, on NBC’s "Today Show," FOX News Network, and elsewhere.

Between Jan. 1 and June 27 of 2008, the number of data breaches recorded by the Identity Theft Resource Center (ITRC) was 342, the nonprofit organization reported in a June 27th statement, which noted that this was more than 69 percent greater than the same time period in 2007.

Spikes in the business sector fueled the overall increase despite significant decreases in others, revealed the ITRC’s data, which also provided numbers for 2006. Whereas the ITRC found that data breaches were down since 2006 in the educational sector by 24 percent and in the government and military sector by 43 percent, data breaches jumped over the past two years by 75 percent in the business sector. Furthermore, since 2006 the number of data breaches has increased in the health and medical sector by 15 percent and in the banking, financial and credit sector by 25 percent.

"Given the entire identification system’s reliance on Social Security numbers," said Chris Harris, president and CEO of One You Security, "the most practical approach by far is to make those digits functionally useless to the thieves who obtain them. For a long time, the frequency of data breaches has left consumers in need of a quickly implementable solution that allows them to protect their financial identities. As much as a seventy-five percent increase in the number of data breaches over the past couple years only intensifies that need, which One You meets."

Consumers who choose One You Security do so in part because the company strives to transform their Social Security numbers into meaningless strings of digits of no use to thieves. The firm backs all its offerings with a 100 percent service guarantee.

The YouTube video below shows Siciliano on "FOX Newschannel,” where he explains how the ubiquity of Social Security numbers as universal identifiers helps thieves online and off-line. A collection of videos at VideoJug features Siciliano sharing advice on how consumers can protect themselves from identity theft and fraud.

###

About One You Security, LLC

Sarasota, Fla.-based One You Security‘s mission is to eliminate the threat and consequences of identity theft. For just $10 per month, anyone can sign up for One You Security’s identity theft protection service, a proactive, preventative approach whereby the company activates and manages its customers’ fraud alerts with major credit bureaus. Subscribers also receive full access to ongoing education from identity theft protection expert Robert Siciliano, chief security analyst for One You Security, which backs up its promise to protect clients’ financial identities with a 100 percent service guarantee. To sign up for One You Security, dial 1-800-434-2010.

About IDTheftSecurity.com

Identity theft affects us all, and Robert Siciliano, CEO of IDTheftSecurity.com, chief security analyst for One You Security, and member of the Bank Fraud & IT Security Report‘s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients. Author of "The Safety Minute: 01" and leader of personal safety and security seminars nationwide, Siciliano has been featured on "The Today Show," CNN, MSNBC, CNBC, "FOX News," "The Suze Orman Show," "The Montel Williams Show," "Maury Povich," "Sally Jesse Raphael," "The Howard Stern Show," and "Inside Edition." Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft protection. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Mademoiselle, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others. For more information, visit Siciliano’s Web site, blog, and YouTube page.

The media are encouraged to get in touch with any of the following individuals:

Chris Harris
President & CEO of One You Security
PHONE: 941-342-0500 (x231)
chris@oneyou.com
http://www.oneyou.com

Robert Siciliano
CEO of IDTheftSecurity.com
Chief Security Analyst for One You Security
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
http://www.idtheftsecurity.com

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.com
http://www.STETrevisions.com
http://brentskinner.blogspot.com

Identity Theft Protection Expert and One You Security: Recent News Highlights Susceptibility of Data Exposed to Peer-to-Peer Networks

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(SARASOTA, Fla. – July 16, 2008 – One You Security) Use of a file-sharing network by an employee at an investment firm in McLean, Va., last year exposed the private financial and identifying data of a U.S. Supreme Court Justice and others to the public, according to news reported last week. Peer-to-peer networks in fact contain a minefield of security pitfalls, said Robert Siciliano, widely televised and quoted identity theft protection expert and chief security analyst for One You Security, LLC, who urged organizations to limit their computer users’ access to file-sharing networks, also known as P2P or peer-to-peer networks. Siciliano further encouraged firms of all kinds to introduce employees to One You Security, a firm whose focus is to render Social Security numbers unusable to thieves who want to steal financial identities.

"Peer-to-peer networks, otherwise known as file-sharing networks, function by establishing fluid, generally unsecure connections between geographically dispersed computers," said Siciliano. "These networks are prime haunts for high-tech identity thieves, who will visit them in order to gain access to the databases behind computers logged in. This is one way that thieves obtain the Social Security numbers they need to commit all manner of financial identity fraud — and why the solution is to turn to services such as One You’s, which can make Social Security numbers useless to the thieves who would otherwise use them to steal financial identities."

Subscribers to One You Security receive newsletters and special alerts from Siciliano. Through these, they get the latest data on breaches and learn more about identity theft prevention. Chief security analyst for One You Security and a member of the Bank Fraud & IT Security Report‘s editorial board, Siciliano regularly discusses data security and consumer protection on CNBC, on NBC’s "Today Show," FOX News Network, and elsewhere.

On July 8, The Washington Post and others reported that an employee at a Washington, D.C.-area investment firm who used the popular file-sharing (peer-to-peer) site LimeWire inadvertently released to the public the private financial and identifying information on many of the firm’s clients, including U.S. Supreme Court Justice Stephen G. Breyer. Analysts quoted in a nextgov article covering the breach involving the Supreme Court Justice’s data said peer-to-peer security holes are posing an increasing threat to data repositories of many kinds.

"P2P networks represent yet another access point that thieves have to consumers’ treasured identifying information, namely Social Security numbers," said Chris Harris, president and CEO of One You Security. "These numbers are the keys to everything for identity thieves. But what if they keys didn’t work? What if other people’s Social Security numbers were of no use to the thieves who want to steal financial identities with them? That’s what One You relentlessly strives to do — make Social Security numbers of as little use as possible to thieves. Until Social Security numbers cease to be universal identifiers, someone will have to step into the vacuum and functionally strip Social Security numbers of their potency as a means to obtain financial identities."

Consumers who choose One You Security do so in part because the company strives to transform their Social Security numbers into meaningless strings of numbers of no use to thieves. The firm backs all its offerings with a 100 percent service guarantee.

The YouTube video below shows Siciliano on FOX News Network, where he explains how thieves were able to crack the computers of Hannaford Bros., a grocery chain that operates 165 stores in the Northeast, to obtain the credit card and debit card numbers of millions of customers. A collection of videos at VideoJug features Siciliano sharing advice on how consumers can protect themselves from identity theft and fraud.

###

About One You Security, LLC

Sarasota, Fla.-based One You Security‘s mission is to eliminate the threat and consequences of identity theft. For just $10 per month, anyone can sign up for One You Security’s identity theft protection service, a proactive, preventative approach whereby the company activates and manages its customers’ fraud alerts with major credit bureaus. Subscribers also receive full access to ongoing education from identity theft protection expert Robert Siciliano, chief security analyst for One You Security, which backs up its promise to protect clients’ financial identities with a 100 percent service guarantee. To sign up for One You Security, dial 1-800-434-2010.

About IDTheftSecurity.com

Identity theft affects us all, and Robert Siciliano, CEO of IDTheftSecurity.com, chief security analyst for One You Security, and member of the Bank Fraud & IT Security Report‘s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients. Author of "The Safety Minute: 01" and leader of personal safety and security seminars nationwide, Siciliano has been featured on "The Today Show," CNN, MSNBC, CNBC, "FOX News," "The Suze Orman Show," "The Montel Williams Show," "Maury Povich," "Sally Jesse Raphael," "The Howard Stern Show," and "Inside Edition." Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft protection. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Mademoiselle, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others. For more information, visit Siciliano’s Web site, blog, and YouTube page.

The media are encouraged to get in touch with any of the following individuals:

Chris Harris
President & CEO of One You Security
PHONE: 941-342-0500 (x231)
chris@oneyou.com
http://www.oneyou.com

Robert Siciliano
CEO of IDTheftSecurity.com
Chief Security Analyst for One You Security
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
http://www.idtheftsecurity.com

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.com
http://www.STETrevisions.com
http://brentskinner.blogspot.com

Identity Theft Protection Expert and One You Security: Efforts to Remove Social Security Numbers from Medicare Cards Are Misplaced

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(SARASOTA, Fla. – July 9, 2008 – One You Security) Earlier this week, an announcement attributed to the office of U.S. Congressional Representative Paul Hodes (Dem.-NH) called for legislation to remove Social Security numbers from senior citizens’ Medicare cards. But according to at least one industry insider, Robert Siciliano — the widely televised and quoted identity theft protection expert and chief security analyst for One You Security, LLC — the effort is well-meaning yet misplaced. Furthermore, Siciliano said One You Security understands that it’s impossible to remove Social Security numbers from the public domain, where they have already been for years, and that consumers instead need protection that renders these universal identifiers useless to the thieves who would otherwise use them to steal financial identities.

“The focus should not be on efforts to hide Social Security numbers,” said Siciliano. “It’s impossible to do so, and legislators should instead introduce measures to sever any and all connections between citizens’ identities and Social Security numbers, which are, unfortunately, already out there for the taking. There is little indicating, however, that these kinds of measures are anywhere on the horizon, and consumers therefore need the services of a company like One You to help block thieves’ ability to use Social Security numbers to assume financial identities.”

Subscribers to One You Security receive newsletters and special alerts from Siciliano. Through these, they get the latest data on breaches and learn more about identity theft prevention. Chief security analyst for One You Security and a member of the Bank Fraud & IT Security Report‘s editorial board, Siciliano regularly discusses data security and consumer protection on CNBC, on NBC’s “Today Show,” FOX News Network, and elsewhere.

On July 7, Rep. Hodes announced that he had introduced the Medicare Card Security Act (H.R. 6399) to debate in the U.S. House of Representatives. According to the associated news release from Hodes’ office, in an effort to help protect seniors from becoming the victims of identity theft the bill calls to prohibit the display of Social Security numbers on their Medicare cards.

Meanwhile, other news reports highlighted apparent contradictions in advice that the U.S. Government gives citizens regarding the proper handling of their Social Security numbers. A July 3rd article from The Associated Press, for instance, observed that “[t]he nation’s Medicare agency and the Pentagon want at least 52 million Americans to carry their Social Security numbers in their wallets, contrary to warnings by the Federal Trade Commission that people should avoid doing so.”

“We see a lot of disagreement and contradictory advice when it comes to Social Security numbers, how they contribute to the spread of identity theft, and what to do about it,” said Chris Harris, president and CEO of One You Security. “But few of the so-called experts are really getting it right: Making Social Security numbers private isn’t the answer. In fact, it’s a measure that’s impossible to implement. For good or ill, Social Security numbers already proliferate the public domain, and the way to stop identity theft has very little to do, in any practical sense, with the privacy of these numbers. The best way, rather, to protect any consumer’s financial identity is to make Social Security numbers useless to the thieves who already have them.”

Consumers who choose One You Security do so in part because the company strives to transform their Social Security numbers into meaningless strings of numbers of no use to thieves. The firm backs all its offerings with a 100 percent service guarantee.

The YouTube video below shows Siciliano on FOX News Network, where he explains how thieves were able to crack the computers of Hannaford Bros., a grocery chain that operates 165 stores in the Northeast, to obtain the credit card and debit card numbers of millions of customers. A collection of videos at VideoJug features Siciliano sharing advice on how consumers can protect themselves from identity theft and fraud.

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About One You Security, LLC

Sarasota, Fla.-based One You Security‘s mission is to eliminate the threat and consequences of identity theft. For just $10 per month, anyone can sign up for One You Security’s identity theft protection service, a proactive, preventative approach whereby the company activates and manages its customers’ fraud alerts with major credit bureaus. Subscribers also receive full access to ongoing education from identity theft protection expert Robert Siciliano, chief security analyst for One You Security, which backs up its promise to protect clients’ financial identities with a 100 percent service guarantee. To sign up for One You Security, dial 1-800-434-2010.

About IDTheftSecurity.com

Identity theft affects us all, and Robert Siciliano, CEO of IDTheftSecurity.com, chief security analyst for One You Security, and member of the Bank Fraud & IT Security Report‘s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients. Author of “The Safety Minute: 01” and leader of personal safety and security seminars nationwide, Siciliano has been featured on “The Today Show,” CNN, MSNBC, CNBC, “FOX News,” “The Suze Orman Show,” “The Montel Williams Show,” “Maury Povich,” “Sally Jesse Raphael,” “The Howard Stern Show,” and “Inside Edition.” Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft protection. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Mademoiselle, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others. For more information, visit Siciliano’s Web site, blog, and YouTube page.

The media are encouraged to get in touch with any of the following individuals:

Chris Harris
President & CEO of One You Security
PHONE: 941-342-0500 (x231)
chris@oneyou.com
http://www.oneyou.com

Robert Siciliano
CEO of IDTheftSecurity.com
Chief Security Analyst for One You Security
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
http://www.idtheftsecurity.com

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.com
http://www.STETrevisions.com
http://brentskinner.blogspot.com