Social Media Banned, Creates Identity Theft Risk

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Robert Siciliano Identity Theft Expert

The Marines recently banned soldiers from using social media sites such as MySpace, Facebook and Twitter. This is for two reasons. First, because they fear that these sites’ lack of security may allow malware to infiltrate government computers. And second, they’re concerned about the potential for leaked military data. Military personnel are often prohibited from informing friends and family of their locations or missions, regardless of whether they’re communicating with handwritten letters, email, or the telephone. These measures are necessary to prevent leaks that would impede the soldiers’ missions and safety.

It’s no surprise that they have now banned social media.  I recently reported on Sir John Sawers, the incoming head of MI6, the British equivalent of the CIA. His wife posted sensitive personal information to her Facebook page, including the address of the couple’s London apartment and the locations of their children and Sir John’s parents. Military personnel should held to a higher standard. We are talking about national security here, and we can’t risk leaks that could jeopardize lives.

Anyone who thinks this is absurd need only look at sporting events for confirmation of why this type of communication should be banned. Every time I watch a baseball or football game, when I see the coaches talking to players, or the pitcher talking to the catcher, they cover their mouths with a hand, glove or paperwork. Why? Because there are thousands of “lip readers” watching the event who are happy to report on what was just said in order to give the opposing team an advantage. You’d think after all these years covering their mouths, lip readers would just give up. But no, that’s not the case at all. There’s always someone watching, waiting, hoping for someone to screw up so they can give the other team an advantage.

Today, social media gives scammers an advantage. Somebody is always watching and waiting for an opportunity. Social media is built on trusting relationships. Scammers can exploit that trust to gather information that could be used in password attacks. If you ever forget your password and have to reset it, the answers to several of the security questions might already be available in your profile. And in many cases, the default privacy settings leave profiles open to anyone.

Security professionals were able to create a virus called ZombieSmiles, which gains control of the victim’s browser and allows the hacker to access supposedly private data through the Facebook API, including friends, groups, wall postings and applications. Facebook applications allow a third party to access your data, which opens a Pandora’s box of possibilities for hackers. So if you send me a Facebook application and I refuse, it isn’t because I’m being rude, it’s because I think that the potential risks simply outweigh the benefits. No offense. I just don’t want my identity stolen.

If you use social media and regularly update your status or profile with pictures, video, or information about your whereabouts or daily routines, please keep the following advice in mind:

  1. Before you post anything online, think about what a hacker, stalker, employer, or potential employer could do with that data. Could an ex, who’s fighting for custody, use the data against you in court?
  2. Don’t give away specifics. Don’t post your address, date of birth, kids’ names, pets’ names, phone numbers, or any account numbers or financial information of any kind. You really shouldn’t even post childrens’ photos online.
  3. Do not tell the world you are going on vacation! Or if you’re just going to dinner or the beach and won’t be at your house for several hours, why would you let potential burglars know that you’re away?
  4. If you’re a “partier” and like to imbibe, informing the world that you just smoked a joint is not only one of the worst things you could do for your career, it also makes all your friends guilty by association. And don’t announce that you’re hungover, because after the age of 23, you ought to know better.
  5. Before posting pictures or videos, consider what a criminal or potential employer might see. Could they be used against you in any way?
  6. If you let your kids use social media, you must monitor every aspect of their Internet activities. Pick up McAfee’s Family Protection software and take control of your childrens’ Internet use.
  7. Take advantage of privacy settings and lock down your profile, so that only those who you approve can view everything.
  8. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
  9. Invest in Intelius identity theft protection and prevention. Not all forms of identity theft protection can be prevented, but identity theft protection services can dramatically reduce your risk.

Robert Siciliano Identity Theft Speaker discusses a Facebook Hack on CNN

Criminal Hackers Clean Out Bank Accounts Using Spear Phishing

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Robert Siciliano Identity Theft Expert

It wasn’t long ago that most phishing emails were from a supposed Nigerian General Matumbi Mabumboo Watumboo. And you and I were flattered that we were the chosen ones to help the general transfer 35 million out of the country, because the Nigerian government was a bunch of jerks and wouldn’t let him keep the inheritance his wife had inherited from her deceased uncle Bamboo.

Phishing continues to become more sophisticated, more effective, and more prevalent. According to a recent study, a 52% increase in phishing scams occurred in July alone. Computerworld reports that basic phishing emails successfully led to corporate bank accounts being completely drained. Criminal hackers waited until Pennsylvania schools administrators were on vacation, then used simple  money transfers to liquidate over $440,000 between December 29 and January 2.

Much of the phishing that occurs today is “spear phishing,” in which the spammers concentrate on a localized target, generally an individual with control over a company’s checkbook. This insidious type of phishing occurs when a recipient clicks a link, either in the body of an email or on the spoofed website linked in the email, and a download begins. That download is almost always a virus with a remote control component , which gives the phisher full access to the user’s data, including user names and passwords, credit card and bank account details, and Social Security numbers. The malicious software can attach itself to the victim’s web browser, where it waits for the victim to log into a bank site before launching. When the victim does log into his or her bank account, the software sets up new payees and transfers money to the criminal hacker.

In the school hack, the software added 42 people to its payroll during Christmas break and quickly began paying them. The issuing bank received 74 transfer requests during the four day period.

When consumers’ bank accounts are emptied, federal regulations limit their liability to $50, as long as the victim reports the theft within a set time frame. But things are a lot more complicated for corporations and other entities. Whether or not the victim is responsible for the missing cash varies from bank to bank.

Protect your yourself.

This is an easy fix, rule #1 – don’t click on links in an email if you aren’t 100 percent sure of its legitimacy. Whenever I receive an electronic statement from a bank or credit card company I always go to my “favorites” menu or type in the address manually to get to the entities website to check my statement. I’m only 99.9% sure its legit, so I just take the extra step to go to my favorites.

1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.

2. Invest in Intelius Identity Theft Protection. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.

3. Make sure your McAfee anti-virus is up to date and set to run automatically.

4. Update your web browser to the latest version. An out of date web browser is often riddled with holes worms can crawl through.

5. Check your bank statements often, online, at least once a week.

Robert Siciliano Identity Theft Speaker discusses phishing

College Students At Risk For Identity Theft

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Identity Theft Expert Robert Siciliano

Why? Because they don’t care! September is National Campus Safety Awareness Month, and I’m teaming up with Uni-Ball pens to urge college students to protect their personal safety and security. Uni-Ball pens and the Identity Theft Resource Center surveyed 1,000 college students and 1,000 parents. This Campus Security Survey revealed that while about 74% of parents believe students are at a moderate to high risk for identity theft, and 30% of all identity theft victims are between 18 and 29, only 21% of students are concerned about identity theft.

It’s no surprise that most college students are indifferent when it comes to their personal and information security. When you are in your late teens or early twenties, you feel a sense of invincibility. However, once you have a few years under your belt, you begin to mature and gradually realize the world isn’t all about keg parties and raves. Hopefully if all goes well, you adopt some wisdom by the time you’re 30.

Here are a few more interesting statistics from the Campus Security Survey.

  • 89% of parents have discussed safety measures with their kids, yet kids continue to engage in risky behavior
  • 40% of students leave their apartment or dorm doors unlocked
  • 40% of students have provided their Social Security numbers online
  • 50% of students shred sensitive data
  • 9% of students share online passwords with friends
  • 1 in 10 have allowed strangers into their apartments
  • Only 11% use a secure pen (which can prevent check washing fraud) when write checks

College students have always been easy marks because their credit is ripe for the taking. Students’ Social Security numbers have traditionally been openly displayed on student badges, testing information, in filing cabinets and databases all over campus. Landlords and those involved in campus housing also have access to students identifying information.

The study concluded, “Students who ignore their own personal security are not only putting themselves at risk for identity theft, they are also putting their parents at risk. While getting established in the real world, it’s common practice among college students to use their parents’ names, bank account numbers and other personal information to co-sign loans and leases, write tuition and housing checks, register online to receive grades and more. So when online criminals strike, they are often manipulating parents’ personal data, not just the students’.” Any parent sending their children off to college should be concerned.

How to protect yourself:

  1. Lock your doors! The transient nature of college life means people are coming and going and thievery is more likely to happen. Just because you may come from a small town and do not lock your doors, that doesn’t make it okay at school.
  2. Limit the amount of information you give out. While you may have to give out certain private data, refuse whenever possible.
  3. Shred everything! Old bank statements, credit card statements, credit card offers and other account number bearing documents need to be shredded when no longer needed.
  4. Lock down your PCs. Make sure your Internet security software is up to date. Install spyware removal software. Lock down your wireless connection. Use strong passwords that include upper and lowercase letters as well as numbers. And never share passwords.
  5. Secure your signature. Use Uni-Ball gel pens to write rent checks and sign documents. They cost as little as $2 and contain Uni “Super Ink,” which is specially formulated to reduce document fraud and check washing, a popular form of identity theft.
  6. Be alert for online scams. Never respond to emails or text messages that are purportedly coming from your bank. Always log into your bank account manually via your favorites menu.
  7. Invest in Intelius Identity theft protection and prevention. Not all forms of identity theft can be prevented, but identity theft protection services can dramatically reduce your risk.
  8. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. In most cases, this prevents new accounts from being opened in your name.

Robert Siciliano, identity theft speaker, discusses identity theft protection and check washing on TBS’s Movie and a Makeover.

Identity Theft Attempt at Defcon

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Identity Theft Expert Robert Siciliano

Hackers hacked hackers at the annual Defcon conference in Las Vegas this past weekend. Defcon is a conference for hackers of all breeds. There are good guys, bad guys, those who are somewhere in between, plus law enforcement and government agents. All kinds of inventive people with an intuition for technology decend on Las Vegas to learn, explore, and hack.

At this year’s Defcon, someone planted a real, rigged, malicious ATM right outside the security office of the Riviera Hotel and Casino. For some reason, the area outside the security office doesn’t have any security cameras, which made it an easy place to attempt a scam. Scams like this are common in Las Vegas, due to the city’s transient nature and frantic pace. Everyone is looking for a quick buck, and what better place to pull of an ATM scam than Vegas?

ATM skimming comes in two flavors. In the first scenario, a device called a “skimmer” is placed on the face of an operational ATM. When a card is swiped, the skimmer records the data on the card, and a hidden camera generally records the PIN. Usually, money is dispensed. In the second scenario, a used ATM is rigged to record data, and placed in a public area. These ATMs are only semi-operational, and do not dispense cash. This is the type of ATM that was found in Las Vegas.

A conference attendee uncovered the scam when he attempted to use the machine and recieved an error message. Upon further investigation, a computer was discovered where the security camera should have been. The computer was recording all the victims’ details. That’s when the alarm was sounded and the area became a crime scene.

You can protect yourself from these types of scams by paying attention to your statements. Refute unauthorized transactions within 60 days. Consider never using a debit card again, since credit cards are safer. When using an ATM, pay close attention to details, and look for anything that seems out of place. If your card gets stuck in the machine or you notice anything odd about the appearance of the machine, such as wires, double sided tape, error messages, a missing security camera, or the machine seems unusually old and run down, don’t use it. Don’t use just any ATM. Instead, look for ATMs in more secure locations. (Of course, just outside the security office isn’t exactly the middle of nowhere, so always be alert.) Use strong PINs, with both upper and lowercase letters, as well as numbers. And invest in Intelius Identity Theft Protection and Prevention. Not all forms of identity theft can be prevented, but identity theft protection services can dramatically reduce your risk.

Robert Siciliano Identity Theft Speaker discussing ATM skimming on Fox News

Government Officials Contributing to Identity Theft

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Robert Siciliano Identity Theft Expert

Government officials are posting our Social Security numbers on the web, but corporations are required to keep them under lock and key.

Congressman Robert Wexler was recently targeted by a Ghanaian extortionist who supposedly obtained Wexler’s Social Security number, as well as his wife’s, from a public record posted at The Virginia Watchdog. Betty Ostergren, founder of The Virginia Watchdog, has spent the past seven years trying to put an end to the public exposure of our Social Security numbers, which are often posted online by elected or appointed state government officials. Virginia and other states apparently want this personal information online, since they have yet to pass any laws mandating the removal of Social Security numbers.

State officials posts these records online because they are public records. This is already happening in every state. Records containing extensive personal information are available on the Internet, and the elected officials that post this information put individuals at risk by failing to remove or black out Social Security numbers and other sensitive data.

The fact that Congressman Wexler and his wife were extorted should not be the big story. The big story should be the fact that these records, with Social Security numbers exposed, are made available on the Internet, thanks to elected officials.

Betty Ostergren recently found the same documents for one major U.S. corporation and their top brass on twelve different state government websites. The same list of Social Security numbers and home addresses for the top executives appeared on government websites in in Arizona, Colorado, Florida, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, New Hampshire, North Carolina, and South Dakota. And each year that the company filed a report within those states, the same 40+ Social Security numbers showed up on the documents, which are available to anyone in the world. (North Carolina did unsuccessfully attempt to redact the numbers.) The Social Security numbers of many top executives from many corporations are available on the Internet, on public records published on state websites. And so are the Social Security numbers of plain old Joe Shmoes, too. But most of them don’t realize it, and when their identities are compromised, they’ll wonder how their Social Security numbers got into the wrong hands.

We live in an ignorant country, where people pay more attention to sports and entertainment than the actions of our legislators.

Go to The Virginia Watchdog and read everything you can to become fully informed about the identity theft crisis fueled by public records.

1. Prevent new account fraud.  Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.

2. Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.

Robert Siciliano Identity Theft Speaker discussing Social Security numbers on Fox News

Florida Congressman Robert Wexler Targeted in Identity Theft Extortion

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Identity Theft Expert Robert Siciliano

Sun Sentential reports that Congressman Robert Wexler, of Florida, was targeted by an extortionist who threatened to turn his Social Security number over to identity thieves. Wexler refused to give in to the extortionist’s demands, and reported the plot to the Secret Service and Capitol Police. Other members of Congress were targeted, as well. The alleged extortionist has been arrested and remains in custody in Ghana.

Wexler’s attorney, Pamela J. Marple, issued a statement:

“Congressman Wexler greatly appreciates the professionalism and ongoing assistance of the United States Secret Service and Capitol Police regarding a matter where he was targeted as a member of Congress and was the victim of crime involving extortion and attempted identity theft. This remains an ongoing legal matter that will be closely monitored.”

The Ghanaian telephoned Wexler this month while President Barack Obama was visiting Ghana, guarded by Secret Service agents. Wexler reported the matter to the Secret Service while they were in the country, which helped the investigation. The congressman, while understandably shaken that he was being extorted, should have already known that his Social Security number is out in the wild. Our Social Security numbers are in public records, databases, file cabinets, school records and, quite possibly, for sale on the Internet.

  1. Be aware that your Social Security number has already been compromised. Over the past five years, hundreds of millions of records have been stolen in major data breaches.
  2. Do everything you can to prevent your own data breaches by making sure to install and update Internet security software.
  3. Never use public PCs where spyware might be installed.
  4. Recognize that when using wireless in a hot spot, your personal information is available for the taking.
  5. Do a scan in the public records in your state to see if your Social Security number is posted anywhere.
  6. Invest in Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
  7. Get a credit freeze. Search “state credit freeze laws” online and lock down your credit to prevent new account fraud.

Identity theft speaker Robert Siciliano discusses Social Security numbers on Fox News.

Debit Cards at Risk for Identity Theft

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Robert Siciliano Identity Theft Expert

There are 437,000,000 debit cards in circulation, and their use is on the rise. Criminal hackers are paying attention. Credit cards offer some measure of protection, but when a debit card is compromised, the stolen money is taken directly from the victim’s bank account.

Federal laws limit cardholder liability to $50.00 in the case of credit card fraud, as long as the cardholder disputes the charge within 60 days. Debit card fraud victims must notify the bank within two days in order to maintain this $50.00 limit. After that, the maximum liability jumps to $500.00. And if a victim doesn’t discover or report the fraud until after 60 days have passed, the liability could be the entire card balance, for a debit or credit card. Once your debit card is compromised, you might not find out until a check bounces or the card is declined. And once you do recover the funds, the thief can just start all over again, unless you cancel the account altogether.

There are a few known scams that can make you vulnerable to debit card fraud.

There’s the bait and switch. When making a purchase online, you may be prompted to make an additional purchase that appears to be a one time fee, but is actually an ongoing monthly debit that is nearly impossible to cancel. That’s when canceling your card is the only way out. While this isn’t technically criminal hacking, it is very slimy marketing. The best way to protect yourself from this one is to always read the fine print before making an online purchase. Just be smart.

Unless you have been living in a cave, you’ve probably received a phishing email at some point. Criminal hackers, assisted by teams of psychologists and sociologists, are designing and selling phishing kits to one another. They know what makes you tick and they know what will convince you to click on a link. These people are professionals. There used to be a day when phish emails contained obvious misspellings and but now they are organized and sophisticated. And as more people go paperless and get their bank statements online, it is becoming more common for criminals to take advantage of that process, sending emails that appear to be statement notifications. If you think an email might be phishing, delete it immediately. And don’t click on links in emails. Either manually type the link into the address bar, or use your bookmarks menu.

According the the Secret Service, Skimming is one of the financial industry’s fastest growing crimes. The ATM Industry Association reports over one billion dollars in annual global losses from credit card fraud and electronic crime associated with ATMs. A skimmer is a hardware device that a thief places on the face of an ATM, which matches the machine itself. It’s almost impossible for a civilian to notice the difference unless the skimmer is of poor quality, or the civilian has a unique eye for security. Often, the thieves will mount a small pinhole camera somewhere near the ATM, perhaps in a brochure holder, to record the victim’s PIN. Gas pumps are equally vulnerable to this scam. Pay very close attention during ATM and gas pump transactions. If something seems wrong, it is wrong. Look for double stick tape, removable features on the face of the ATM, a card sticking inside the reader, or additional mirrors or brochure holders that could contain a small camera.

1. Prevent new account fraud.  Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.

2. Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.

Robert Siciliano Identity Theft Speaker discussing ATM skimming on Fox News Here and credit card fraud on CNBC Here

XX

Spying is Alive and Well…and Leads to Identity Theft

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Robert Siciliano Identity Theft Expert

Most people assume that corporate espionage is just James Bond stuff. However, according to USA Today, even small and medium businesses are at risk. Spying has been going on since the beginning of time, and it’s alive and well today. In most cases, spying starts because a person or entity needs or wants information that is otherwise kept confidential or private from prying eyes.

Most people have probably spied at some point in their lives. Maybe as children, rifling through siblings’ or parents’ closets and drawers. Or as teenagers, spying on a boyfriend or girlfriend in an attempt to determine why a first relationship wasn’t working out. Or as parents, hoping to protect children from themselves. Hopefully this type of behavior subsides as we grow older and learn to trust others. But some people find serious reasons to spy as adults. This behavior can eventually culminate in stalking, which is, of course, illegal and can end in tragedy.

There are plenty of tools to facilitate spying. There are more ways of gathering intelligence than ever before. An online search for “spy shop” or “spy store” turns up a vast collection of small wireless cameras, listening devices, software, and hardware that can help the customer collect enough data on their target to do some damage, or uncover sensitive information.

Spyware is commercially available software that can track keystrokes, emails, and instant messages. In the wrong hands, it can be quite damaging. Keycatchers are hardware devices that can be installed in the back of a PC in order to record raw data.

It is necessary to monitor childrens’ Internet use, but an open dialogue is equally important. If a person has suspicions about his or her spouse, that’s an entirely different scenario, requiring a different set of rules. Be aware that if you spy or cheat on a loved one, you ought to be prepared for the consequences.

Protecting yourself and your business from this type of spying is difficult, but possible. Always keep in mind that those on the “inside,” such as friends, family members, employees, or people who have special access and could potentially be paid off, like a cleaning person or a security guard, can access sensitive data.

  1. Make sure that there are no mysterious hardware devices attached to your computer.
  2. Sweep your home for audio recording devices. You can either hire someone to do this, or do an online search for a tool that will help you.
  3. Password protect the administrator account on your computer, to prevent unauthorized software installation.
  4. Run a spyware removal program.
  5. Never leave file cabinets unlocked, or paper work lying around.
  6. Shed any document that may contain sensitive data before throwing it out.
  7. Lock down your wireless connections, since they are often the path of least resistance.
  8. Don’t disclose too much personal information on social networks, since that makes it easy for people to spy on you.
  9. Know that identity thieves have access to all these tools as well, so protect yourself. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
  10. And invest in Intelius identity theft protection and prevention. Not all forms of identity theft protection can be prevented, but identity theft protection services can dramatically reduce your risk.

Includes;
Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.

24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.

Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.

Robert Siciliano, identity theft speaker, discusses mobile phone stalking and spying on The Tyra Banks Show

Child Identity Theft Victims

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Robert Siciliano Identity Theft Expert

Jason Truxel was denied a mortgage because of bad credit. He had no idea that his credit scores were low, so he pulled his credit reports. He discovered a tremendous amount of debt, and accounts he had never opened. One such account showed that a credit card had been opened in his name when he was 13 years old. Jason found out the hard way that he was a victim of child identity theft. When Jason was a child, his father was convicted of credit card fraud. So he went to his father’s house and found a stack of credit cards with his name on them in a dresser drawer. When confronted, Jason’s dad said that Jason would never be able to prove anything. That’s a bad dad, if I’ve ever heard of one.

Diamond Daye is 11 years old. He’s going through the same problem. Except his mother is the identity thief. She’s 31, and owes thousands in rent and cell phone and cable bills.

Child identity theft is a growing problem. The Federal Trade Commission estimates that there are 500,000 new victims every year. The culprits are often parents, since they have direct access to their kids’ personal information. Irresponsible parents who have screwed up their own credit apply for credit in their childrens’ names, once they discover how easy it is. All a parent needs is a child’s Social Security number, and the fun begins. Creditors often fail to verify the applicant’s age, and simply accepts the application. Children rarely discover that they are victims of identity theft until they are adults, and are denied credit or employment because of their negative credit history. Sometimes the custodial parent discovers that his or her ex committed identity theft when the bill collector notices begin to arrive.

There’s not much a person can do to prevent child identity theft, other than regularly requesting fraud alerts and ensuring the credit hasn’t been issued under your child’s name.

What you should do to protect yourself and your children:

Protecting yourself from new account fraud requires a credit freeze, or setting up your own fraud alerts and in your childs’ name too. This provides an extra layer of protection. In most cases it prevents the opening of new credit.

Consider making an investment in Intelius Identity Theft Protection and Prevention. Because when all else fails you’ll have someone watching your back. Includes a Free Credit Report, SSN monitoring, Credit & Debit Card monitoring, Bank Account monitoring, Email fraud alerts, Public Records Monitoring, Customizable “Watch List”, $25,000 in ID theft insurance, Junk Mail OptOut and Credit Card Offer OptOut.

Robert Siciliano Identity Theft Speaker discussing availability of Social Security numbers on Fox News

Identity Thieves Gather Data From Social Networks

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Robert Siciliano Identity Theft Expert

There’s a lot of excessive trust in the Facebook world. People have entirely dropped their sense of cynicism when logged on. Apparently, they see no reason to distrust. Generally, your “friends” are people who you “know, like and trust.” In this world, your guard is as down as it will ever be. You can be in the safety of your own home or office, hanging with people from all over the world, in big cities and little towns, and never feel that you have to watch your back.

PC World reports that a third of social networkers have at least three pieces of information posted on their pages that could lead to identity theft. Names, addresses, birth dates, mothers’ maiden names, kids’ names, pets’ names and phone numbers are among the various types of data that could help a criminal piece together your identity. Social networkers are simply making it too easy for thieves.

Almost 80% of those polled are concerned about privacy issues on social networks, yet almost 60% are unaware of what their privacy settings are and who can see their data. One third of social networkers admitted that they use the same password for all their social networking accounts.

Most social networks have privacy settings that many users never venture to manage. It is imperative to spend a few minutes and lock down your profiles so they can’t be seen by everyone in the world.

It is not unusual for a potential identity thief to “friend” a potential victim. The thief poses as someone the target may know, or someone who is known within the target’s social circle. Once the thief has been accepted as a friend, he or she is in the target’s inner circle and gains a great deal of insight into the target’s daily life.

People often try to “friend” me, and I can see that they are “friends” with people I know. But I don’t know them. And the mutual friends often tell me that they don’t know the person, but were “friends” with someone else they knew, and they accepted based on that! That’s nuts! Next thing you know, they are trolling through your “friends” and befriending people in your network, who accept based on their trust in you! Dizzy yet? The point is, stop the madness! Don’t allow these trolls into your life. Mom told you not to talk to strangers. I’m telling you not to “friend” strangers, because they could be scammers.

Scammers are watching. They know that once they are on Facebook, your guard goes way down.

Regardless of all this craziness protect your identity.

1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.

2. Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.

Includes;

Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.

24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.

Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.

Robert Siciliano Identity theft speaker discusses Facebook scams on CNN