Are You Addicted to or Distracted by Your Phone? Here’s How to Stop It

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I love my phone. I HATE MY PHONE. No really, I love my phone. Actually, I HATE my phone.

Phone addiction and what you can do about it

This post might be a bit off-topic from my usual security stuff, but dealing with one’s phone addiction does help with your security and privacy as well. All of these pop-ups, bells – whistles, and distractions emanating from our devices make it hard to tell what’s legitimate and what’s attempted fraud. Turning off all of the unnecessary alerts we get, will facilitate our ability to focus on what’s real and fake. Read on.

Phone addiction and how to quit

Most of the people out there know about the tricks that an advertiser or app developer might play when they try to get the attention of a consumer. What you don’t realize, however, is that our phones and digital devices are doing things like this automatically, even insidiously and you are probably engaging with them more than you want to, and definitely more than you should.

It’s distracting, it affects our attention to others, relationships, connecting to others, our sex life, our sleep, our job performance, and even our wallets. Frankly, upon understanding what’s happening, this should upset you.

One of the things that phone designers do is use certain colors for notifications: like red or blue. Why? Because certain colors are known to create an emotional response, and this makes us want to click or swipe. This emotional response also can make us feel like we suffer from phone addiction, or feel like we are attached to what our phones give us.

Don’t get caught up here, though. Here are some tips on how to quit phone addiction:

Turn Off Notifications

There is no doubt that notifications can be helpful, and in some cases, they can actually be very important. However, the majority of notifications are not. These are all designed to get people to interact with the app. For example, many people notice that when they get a Facebook notification that someone has posted to their wall, they immediately want to check it. But you could be interrupting something important. So, turn off notifications and check the apps when you have the time.

I suggest turning off everything. And slowly turn on notifications only when you believe you really, absolutely, positively need them.

Unsubscribe and Delete

Delete every app you don’t need. Unsubscribe from every email coming in that is not a necessity. Be ruthless. All of these apps and unwanted emails are another reason to turn your head left or right, up or down requiring the use of your hands and fingers to do something that you shouldn’t be doing. Your focus is sacked every time these communications come in.

Look at Screen Time

This will definitely upset you. You can look at your settings and see how much time you are spending on certain apps. You can easily set this up to be notified. Now, this is an additional distraction, but it’s also going to tell you what activities you do on your phone are helpful and which are not.

Change Colors

We have mentioned that color can play tricks on our minds, and app developers know this. So, think about removing the colors from your phone and changing it to grayscale. You can do this, for instance, on the iPhone, in the settings app.

Clean Off Your Home Screens Apps

You also might want to think about cleaning up your home screen. The only apps you might want to keep on your home screen are things that you really need, like your map app, your email, your banking app, and your calendar. Everything else (even email) should be put on another screen.

Stop Tapping and Type Instead

Try this. Try to get into the habit of typing what you are looking for in the search box of your phone. It is easy to simply tap an app to open it; it is much more difficult to type in the name of the app…and this gives you a second to really think about if you want to open the app or not.

Take Social Media Apps Off of the Device

You also might want to delete the social media apps off of your phone if you have a problem there. You might be shocked if you look at how many hours per week, or even day, you are spending on these apps. DELETE FACEBOOK AND TIKTOK. NOW! In my PodBroadcast “The Security Guy and CIA Spy” Peter and I discuss how social media is messing with our mental health. Social media and phone addiction are no joke.

Charge Your Phone Away from the Nightstand

Finally, utilize the “focus” settings on the iPhone, a.k.a. “Do Not Disturb”. For you android users figure it out HERE. Most of us charge our phones at night, and in general, they sit on our nightstands. This makes it very easy to grab it at any time, especially when you wake up in the morning. So, consider charging it somewhere else.

Written by Robert Siciliano, CEO of Credit Parent, Head of Training & Security Awareness Expert at Protect Now, #1 Best Selling Amazon author, Media Personality & Architect of CSI Protection Certification.

Monitoring Tracking or Spying on a Cell Phone

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Do you think of yourself as a spy and wonder how you can monitor another person’s cell phone? Well, we aren’t going to tell you that here, but we will give you some information about cell phone monitoring:

phone scamTracking Cell Phones: The Legal Stuff 

In most cases, it is not legal to monitor another person’s cell phone. However, and this is NOT legal advice, if the account is in your name, or if you have some type of written permission from the person owning the phone, you can track it.

Why Would a Person Monitor a Cell Phone?

There are certainly situations where it is perfectly legal, and maybe even useful, for someone to monitor a cell phone. One of these reasons is to monitor your family. This is generally the case if you have a teenager, for instance, who has some freedom.

Another reason why you might want to consider monitoring a cell phone is if you have a person in your family who is elderly, and they use a cell phone. For instance, if your loved one has the onset of dementia, it can be a very good idea to track their phone.

It is possible, too, that a company could be tracking a phone. It is very legal, for instance, for a company to track cell phones that they own. The main reason this happens is not only to monitor employee communication, but to also locate a device if it is stolen or lost.

Sometimes Spying on a Phone is Malicious in Nature.

In a Good Morning America spot I did years back, victims speak out about how their mobile phone being bugged made them paranoid. The perpetrators acted like the puppeteers and the victims their puppets.  Check it out.

The Main Ways Cell Phones are Tracked

There are four main ways that people use to track a cell phone:

  • Via a Carrier – Most major phone carriers have a feature that allows an account owner to track a phone that is on their account. There is usually a fee for this service, and it is definitely legal. This is a good way to track a family member.
  • Via a Computer or Smartphone – You can also track a phone via an app like Find My or Find My Friends. Just remember that the phone must be connected to GPS in order for this to work.
  • Via a Third-Party App – There are also apps that allow you to trace a phone, but to make it legal, you must have access to the phone you want to track, and even own it and/or have written permission from the person who owns it. In general, both the devices used in this tracking must have the app installed for these to work. Some of these apps might have free limited features, but others only are available if you pay a fee for the service.
  • Via a Link – This is likely very illegal, and it can even get you put into jail. Hackers often put these links in emails, texts, or social media posts. To do this, the device has to be infected with spyware and malware, which is installed when the link is clicked. Hackers buy this software from the dark web.

Remember, it is not legal to track a cell phone unless you have permission from the device owner. However, every state has laws pertaining to this, so you may want to look into the laws in your state if you are considering doing any of this. That way, you know what the consequences might be.

Written by Robert Siciliano, CEO of Credit Parent, Head of Training & Security Awareness Expert at Protect Now, #1 Best Selling Amazon author, Media Personality & Architect of CSI Protection Certification.

When is a Good Age for a Kid to Get a Smartphone?

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Do you have kids who have been asking you for a smart phone? You might even know people who have kids your kids’ ages, and they have smart phones. How old is old enough for a smart phone and what age is it a good idea?

kids with smartphoneThis might sound like I’m bragging, but I’m not, people tell me ALL THE TIME “Your kids are amazing!” And then they follow up with, “My brothers kids grunt one-word answers when you ask them a question, they don’t look you in the eye, they don’t “talk” and they are always seemingly preoccupied and want to be somewhere else, whereas your kids are present, socially engaged and they actually look you in the eyes and have full blown conversations!”

My response, NO, my kids are nothing special, they are just normal. That’s how it’s supposed to be. When an entire generation of parents raise their kids on digital devices and video games, you get kids who are disconnected from other humans and grunt.

Beyond “socialization”, there are certainly advantages and disadvantages to giving your kid a smart phone, and we will look into all of this, below:

Advantages of Saying “No” to a Smart Phone

  • Kids are present, socially engaged and they actually look you in the eyes and have full blown conversations.
  • Kids will have to take notes the old-fashioned way with paper and a pencil or a computer, but this enhances learning.
  • Kids will have to communicate in non-anonymous way.
  • Eliminates the chances of being tricked by an online predator.
  • Eliminates cyberbullying and rude behavior that is usually anonymous.
  • Stops you from worrying that your kid will download inappropriate content.
  • Your kid won’t have the chance to video chat with people you don’t know.
  • Forces your kids to interact with people face to face where they can learn how to read body language.
  • You won’t have to worry about electronics stunting your kids’ social development.

Advantages of Saying “Yes” to a Smart Phone

  • Perfect for kids who are shy, socially awkward, or for those who have issues with face-to-face interactions. This however is debatable. I still say NO.
  • Kids who are not assertive in person can be more assertive online without seeming like a bully. It could also help them develop positive assertive skills. This is also debatable.
  • The kid always has a way to get help.
  • You can monitor your child’s whereabouts in real time.
  • You can connect with your child at any time by texting or calling them.
  • Kids can keep up with technology.
  • They can figure out ways to get paid using all the amazing tools the internet has to offer.

Does a Smart Phone Help to Develop Social Skills?

 Parents often wonder if a smart phone can help to develop social skills. This is a common question, and this is what we know. Before smart phones came onto the scene, many kids were having issues with social skills. We also know that many kids who have smart phones also have very good social skills.

It’s important to remember that in-person communication isn’t always the solution. A kid who is socially awkward, for instance, can speak to 1,000 people face to face and still be just as awkward in the 1,000-th conversation as they were in the first. This is also debatable.

It really might just all come down to parenting. A good parent might not have to worry about the mobile devices their kids are using because they have already laid the track for social development. This isn’t debatable. I’ll take credit!

Here are Some Solutions

 Here are some solutions to address when it’s appropriate for a kid to get a smart phone.

  • Consider a compromise. A kid who is 11 might benefit from having a phone just because you can track where they are, or they can get help very quickly if they need it.
  • You have to enforce the rules, too, such as no smart phones when having dinner, and you should be approving any app they want to download.
  • You also should have access to all of your child’s accounts, or they lose their phones.
  • You should also encourage your child to tell you, immediately, if they feel like they are being bullied.
  • There’s a time and a place. A phone isn’t a babysitter or a device to simply keep them occupied. It needs to serve a purpose.

If my older kid is on her phone, she’s being social, as in communicating with someone, because she doesn’t have social media where she’s self-aggrandizing or FOMO’ing. Or she’s using Duolingo, google it, she’s learning Spanish and Italian. Or she’s building out our father daughter project on Insta and YouTube “Minx The Pup” (subscribe) and learning how to use social creatively as a potential business tool while still maintaining a degree of anonymity and still being social.

Written by Robert Siciliano, CEO of Credit Parent, Head of Training & Security Awareness Expert at Protect Now, #1 Best Selling Amazon author, Media Personality & Architect of CSI Protection Certification.

How to Kick Your Mobile Phone Addiction

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Most of us know about the tricks that advertisers play when trying to get our attention. What you might not realize, however, is that our mobile phone and other digital objects are doing something similar, and you are probably falling for it every time.

One thing that designers do is use the color red for notifications. Why? Because red triggers a natural emotional response, and that makes us want to swipe or click. This also can easily make us feel “attached” to our phones, and addiction to phones and things like social media, are very real. Don’t get caught up in this; here are some tips to help you kick your mobile phone addiction:

Turn Off Your App Notifications

Notifications are helpful, and sometimes, they are very important. However, most app notifications are not. These are the ones that are designed to get you to interact with your app. For instance, if you get a Facebook notification that someone posted something to your wall, you are likely going to check it immediately. Turn those off and check your apps when you have time.

Screen Time

In your Setting menu seek “Screen Time” and scroll through to see how much time you are spending on various apps. You can set tis up to be notified daily, but that’s also another distraction. If your Screen Time settings are telling you that you are excessively on social media, gaming, or activities that are simply mind numbing, unproductive, and might be considered addictive behaviors, stop.

Go Gray

As mentioned, color plays with our minds, and app developers know this. So, consider making your phone screen black and white, called Grayscale. On the iPhone, you can do this in the Settings app.

Clean Up Your Home Screen

You should also consider cleaning up your home screen. Only keep things you need like your calendar, map app, and email. Everything else should be moved to another screen.

Type, Don’t Tap

Also, try to get into the habit of typing in the search box for apps you want to open instead of tapping them. This gives you a second to consider if you really want to get involved with the app.

Remove Social Media Apps

You might want to take off the social media apps you have on your phone, too. You will be shocked by how much time you spend on those apps if you are like most people. You can always check later on a computer or by typing it into your browser.

Charge Your Phone Away from Your Bed

Most of us charge our phones overnight, and more often than not, we do it right on our nightstand. This makes it very easy and tempting to grab it and start using it. So, consider keeping it out of the bedroom at night.

ROBERT SICILIANO CSP, is a #1 Best Selling Amazon author, CEO of CreditParent.com, the architect of the CSI Protection certification; a Cyber Social and Identity Protection security awareness training program.

SIM Swapping: What You Need to Know

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Have you heard of SIM swapping? It’s a new trick that hackers are using to get money and mess up your life.

What is SIM Swapping?

So, what is SIM swapping? It’s when a hacker tricks your cell phone company into thinking that you have activated your SIM card on another phone. In other words, the hackers are taking your phone number and then associating it with a different SIM card. If the switch is a success, your device will be deactivated, and all of your phones, texts, data, and more will come to the hacker. This means, of course, that the hacker could get access to any account, including your bank account, and could even totally lock you out of your accounts.

How the SIM Swap Scam is Identified

A hacker doesn’t need your device to do a SIM swap. It can all be done remotely, as long as they can convince your service provider to do it. How do they convince your service provider? They give them information about you, such as your birthday, Social Security number, or account number. They can easily get this information from your mail, email, or account.

So, how do you know if you have been the target of a SIM swap? Generally, it’s when you see weird behavior from your phone, like the inability to send texts or make calls for no reason.

Preventing a SIM Swap

There are a number of things that you can do to prevent a SIM swap. Here are some tips:

  • Start with your online mobile account –Bad guys accessing your online mobile account can own you easily. Set up two factor and use a hard to crack
  • Watch for Phishing – Most scammers get the information they need to SIM swap by using phishing emails. These are fake emails that are sent to potential victims, and might have weird links, fake login screens, or other methods for tricking people into giving up their info.
  • Don’t Share Your Info Online – Another thing to do is to watch what you share online. Scammers can also get information from what people share with others on social media, etc.
  • Protect Your Accounts – Check all of your accounts for security and consider doing things like setting up two-factor authentication, hard to guess passwords, and think about unlinking your phone from your accounts.

Are You a Victim of a SIM Swap?

If you are a victim of a SIM swap, there are certain things you can do:

  • Contact law enforcement, your bank, the three credit bureaus, and your cell phone provider.
  • Change all of your passwords, especially Venmo, PayPal, and any account that is tied to your phone number. Make sure that confirmations are NOT sent to your phone number.
  • If, for any reason, you cannot log into your account, you should contact customer service of the company ASAP and give them a heads up about what happened.

ROBERT SICILIANO CSP, is a #1 Best Selling Amazon author, CEO of CreditParent.com, the architect of the CSI Protection certification; a Cyber Social and Identity Protection security awareness training program.

Make Your Mobile a Tough Target for Thieves

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You should definitely pay attention to your mobile phone security. Most of us don’t, which makes it easy for hackers and ID thieves to target us. Here are some tips to protect yourself from becoming a target for thieves.

 

Use a Passcode

One of the easiest ways to ensure that you are not a target for thieves is to use a passcode. All mobile phones have a built-in passcode option, and if you have an iPhone you can even set a passcode if it has been stolen by using the Find My iPhone feature.

Use Face ID or Touch ID

To make your iPhone even safer, you can use Face ID if you have the iPhone X or Touch ID on other iPhone versions. This is much stronger than using a passcode.

Set up Find My iPhone

If your iPhone gets stolen or you lose it, you can use the Find My iPhone app. This is a free app that is built into the iCloud. It uses GPS to show where your iPhone is at any time, as long as GPS is enabled. For Androids set up Find My Device to accomplish similar tasks.

Look at Your Privacy Settings

You should also take a look at your privacy settings. Your data is extremely important and there are threats all of the time. Fortunately, you can set your privacy settings to make it tough for people to get into it. Depending on your phone OS, seek out built in privacy, location, encryption and VPN settings.

Should You Get Antivirus Software for Your iPhone?

You might think that you can make your phone safer by adding antivirus software. Yes, it’s very important to have anti-virus software for your computer, but you don’t need it on your iPhone, but definitely do need it for your Android. Do a search on Google Play, there are plenty.

Stop Jailbreaking (iPhone) or “Rooting” (Android) Your Device

Another way to keep your phone safe is to stop jailbreaking. A lot of people like jailbreaking because it gives more freedom to customize your phone how you want. You can also download apps that Apple has not approved of. However, jailbreaking your phone can cause it to become more open to hackers, too, which could really be devastating.

Encrypt All Backups

When you sync your iPhone to your computer, it holds data for your as a backup. This way, if you ever need it, you can get it easily. However, this also means that this data could be open to hackers if your computer ever gets hacked. So, it’s always best to make sure that you encrypt all backups. You can do this in iTunes with only a few additional steps.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.

How to Monitor a Cell Phone

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Do you fancy yourself a spy and wondering how you can monitor someone else’s cell phone? You won’t get that information here, but there is some good info on cell phone monitoring if you keep reading:

The Legalities of Tracking Cell Phones

Generally, it is not legal to monitor a cell phone that does not belong to you. However, generally speaking, and THIS IS NOT LEGAL ADVICE, if the account is under your name or if you have written permission from the person who owns the phone, you can track it.

Why Monitor a Cell Phone?

There are some situations where it is perfectly legal, and even useful, to monitor a cell phone. One good reason is to monitor your family. This is especially the case if you have a tween or teenager who has some freedom.

Another reason you might consider monitoring a cell phone is if you have an elderly family member, like a parent, who uses a cell phone. If your loved one has dementia, you certainly should track their phone.

Businesses also often track company issued cell phones. The main reasons to do this is to locate a device if it is ever lost or stolen and to monitor employee communications.

The Main Ways to Track a Cell Phone

There are three different ways that people track cell phones:

  • Through the Cell Phone Carrier – Most major cell phone carriers offer a feature that allows a person to track a cell phone that is on their account. There is a fee for this service, it is totally legal, and it’s a great way to track family members.
  • Through a Smartphone or Computer– If you have a smart phone that runs iOS or Android, you can use features like Find My iPhone, or you can use apps like Find My Friends. Just keep in mind that the phones must have GPS enabled for these to work.
  • Though a Third-Party App – To trace a phone through an app, you usually have to have access to the phone you want to track AND own it and/or written permission from the phone’s owner. Typically, both devices must have the app loaded for these apps to work. Some of these apps are free for limited features. Others come with a one-time or monthly payment for the service.
  • Through an Infected email or Text Link – This is pretty much illegal and might get you stint in the klink. Pulling this off requires special malware or spyware which can be obtained on the dark web for a price. That will mean you’d got from being legal to the seedy world of Blackhats. And as they say, once you go black, you never go back. You would then officially be a criminal.

In most cases, it is not legal to trace or track a cell phone unless you have permission from the owner. However, each state has their own laws, so it’s very important that you understand the laws in the state you live. This way, you can avoid any repercussions.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.

How to Block Spammy Scammy Telemarketing Calls

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Are you getting a lot of scammy, spammy telemarketing calls? If you are, you know how annoying they are. Fortunately, there are some apps out there that can help. Here are a few apps worth looking into:

CallApp

You can use CallApp to lookup numbers, and then decide if you want to answer it or not. It collects data from users, and then gives you this information when a call comes in. You can get CallApp Crawler for Android phones.

Call Control

This app offers reverse look up, call blocking, and it can even blacklist any unwanted texts, too. It is very easy to use, and it relies on the community to collect spam numbers and submit them to the company. You can get Call Control on iOS and Android phones.

Calls Blacklist

You can use Calls Blacklist to block calls, but there are also other features like scheduling ability or filtering by number prefix. This means you can block numbers that start with a certain combination of numbers, i.e. 803. This app is only available for those with Android phones.

Hiya

Hiya used to be just a reverse look up method, but now it also blocks calls and offers caller ID. This app has access to more than three billion records, but like TrueCaller, your number also goes onto that list. You can get Hiya for both iPhone and Android phones.

Norton Mobile Security

Norton Mobile Security is not necessarily a call blocking app. Instead, it’s a security app that has call blocking as one of its features. This app is perfect for anyone who wants a full security suite on their mobile phone. You can get this app for both iOS and Android.

Safest Call Blocker 

Though Safest Call Blocker is simple, it is quite effective at blocking any unwanted numbers coming from robots or telemarketers. Currently, this app is only available for those who use an Android phone.

Should I Answer?

This app blocks calls, looks up numbers, and then categorizes them for easy filtering. It tracks about 500,000 numbers and is available for both iPhone and Android.

TrueCaller

TrueCaller is a popular app, and it holds more than two billion phone numbers. This makes it great at identifying a spammy number. The one caveat of TrueCaller is that it adds your number to the list of numbers it tracks. You can get it for iPhone, Android, Windows Phone, and even BlackBerry.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.

Beware of Rogue Cell Phone Charging Stations

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Humans have evolved a new body part: the cell phone. One day it will be part of anatomical illustrations of the body in health and medical books probably an appendage on your head. I’m not a Dr. so don’t quote me.

For now, we have to figure out a way to keep this appendage juiced up without being lured into a data-sucking battery-charge station.

There’s even a name for this kind of crime: juice jacking. The kiosk is designed to appear like a legitimate battery charging station, when in fact, it will steal your phone’s data while it’s hooked up.

Worse yet, sometimes the thief will set the station to deposit malware into your phone. The crook will then have access to all the sensitive information and images that you have on the device.

These fraudulent stations are often set up at locations where users would be in a rush and won’t have time to check around for signs of suspicion or even think about the possibility of getting their personal life transferred out of their phone and into the hands of a stranger.

Are these thieves smart or what?

But you can be smarter.

Prevent Juice Jacking

  • Before leaving your house, make sure your phone is fully charged if possible.
  • Buy a second charger that stays with you or in your car at all times, and make a habit of keeping your phone charged while you drive.
  • Of course, there will be times when you’re out and about, and before you realize it, your device has gotten low on power. And it’s time to hunt for a public charging station.
  • Have a cord with you at all times. This will enable you to use a wall socket.
  • Turn off your phone to save batt. But for many people, this will not happen, so don’t just rely only on that tactic.
  • Plug your phone directly into a public socket whenever you can.
  • If you end up using the USB attachment at the station, make a point of viewing the power source. A hidden power source is suspicious.
  • If bringing a cord with you everywhere is too much of a hassle, did you know you can buy a power-only USB cord on which it’s impossible for any data to be transferred?
  • Another option is an external battery pack. This will supply an addition of power to your device.
  • External batteries, like the power-only USB cord, do not have data transfer ability, and thus can be used at any kiosk without the possibility of a data breach.
  • Search “optimize battery settings” iPhone or Android and get to work.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.

Mobile Phone Numbers Are as Sensitive as Your Social Security Number

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All of us have cell phones these days, and if you are like the vast majority of the population, you access everything from social media to banking information right from your mobile phone. However, if you do this, which everyone does, you are putting yourself in the position to get hacked. With only your mobile phone number and a couple other pieces of information, a hacker can get into these accounts and your life could drastically change.

How does this work? If a hacker already has your mobile phone number, they can get other information, such as you address, birthday, or even the last four digits of your Social Security number, through social engineering schemes via email or on social. Once they have this information, it’s like handing your phone over to them and letting them do as they please, including accessing your accounts.

The scam may not even begin with you, it may begin with the mobile phone companies themselves. There have been many incidents where the carriers are scammed into handing over troves of personal identifying information to scammers posing as the victim. In many cases the phone companies are even allowing the scammers to get phones with the actual victims phone number by transferring everything to a new phone the perpetrator charges to the victims account.

Here are some things that you can do to keep your mobile phone number safe:

Use Your Passcode – You can and should put a passcode on your phone, you should definitely do it. This isn’t totally foolproof, but does give you an extra level of protection.

Add a Passcode – Your mobile carriers online account should have an additional second passcode to make any changes to your account. This additional passcodes works with both the web and calling customer service. Nothing happens unless this additional passcode is presented.

Disable Online Access to Any Mobile Phone Account – This is frustrating, of course, but it certainly can protect you. If you need to change your account, you should go to the store or call your provider.

Use Google Voice – Google Voice is an excellent choice for many, and you can even forward your current number to your Google Voice number. This helps to mask any call you make, which means no one can have access to your real number.

Access Your Cell Phone Account with a Carrier-Specific Email Address – Most of us use our email addresses and phone numbers to access our online accounts. However, you should really have three separate emails. One should be your primary email address, one should be only for sensitive accounts, like your bank or social media accounts, and one for your mobile phone carrier. This means, even if your main email is hacked, the hackers cannot get into your other accounts.

Talk to Your Carrier – Consider asking your carrier to make a note in your account to require a photo ID and special passcode before any changes are made. Though it’s possible that a hacker could pose as you with a fake ID, the chances are quite low that this would happen.

Use Complex Passwords – One of the best ways to protect online accounts is to use complex passwords. Or at least a different password for every account. You should also use a password manager. If you don’t, make sure your passwords are very random and very difficult to guess like “58&hg#Sr4.”

Do Not Be Truthful – You also might want to lie when answering your security questions. These are easy to guess or discover. For instance, it’s probably easy to find out your mother’s maiden name. So, make it up…just make sure you remember it!

Don’t Use Your Phone Number for Important Accounts – Also, make sure that you aren’t using your phone number for any important account. Instead, use that Google Voice number. 

Use a Password Generator – This is part of two factor authentication. Protect yourself by using a one time password generator, as part of a two-factor authentication process. It may be your mobile or they look like keyfobs and produce a new password very frequently. The only way to get the password is to access the generator or your mobile.

Use a Physical Security Key – You should also think about using a physical security key. To use one, you must enter your password into the computer, and then enter a device into the computer’s USB port. This proves that you are the account owner. So, even if a hacker gets your password, they must also have the physical security key to access the account.

Think About Biometrics – Finally, to really protect your accounts, when available, use biometrics. You can buy biometric scanners that read your fingerprints, your iris, or even recognize your voice. When you use these, you cannot access any account until you scan your finger, eye, or speak.

Yes, it’s true that some of these seem time consuming, it is much more time consuming to have to deal with getting hacked or a stolen identity. So, take these steps to remain as safe as possible.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.