Summertime Scams and Identity Theft

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For everything in life, there is a corresponding scam. Scammers spend their energy trying to separate hardworking, law-abiding citizens from their money, and they’ll take advantage of any opportunity to do so. The four seasons provide various opportunities for scams. Summers “hottest” scams include:

Stealing your mail. While you’re on vacation, your mailbox fills up with credit card offers and bank statements. The bad guy can steal this mail and use it to open new credit cards in your name, or to take over existing accounts.

Solution: Get a mailbox that locks in order to prevent thieves from stealing your mail. Have a trusted friend retrieve your mail while you’re away. Opt out of prescreened credit card offers.

Credit card fraud. Paying with cash is so 1800s! Credit cards are convenient and cleaner than dirty dollars. Therefore, credit card fraud is so 21st century! When you are out and about, anyone who handles your credit card can steal your digits and make unauthorized charges, as can anyone on the other end of an online purchase.

Solution: Check your credit card statements as frequently as possible. I recommend that you review them weekly, at a minimum. Federal law requires that credit card companies allow you to refute unauthorized charges for up to 60 days. Keep your receipts and scrutinize those statements.

Internet cafe spyware. Anytime you use any PC other than your own, your identity is at risk. Spyware is software installed on a computer that records every keystroke, username, password, and website visited. Autocomplete is a browser function that remembers your passwords. Autocomplete on a public computer means potential identity theft.

Solution: If at all possible, avoid business center or Internet cafe PCs. Many mobile phones can function as a temporary replacement for a PC, and netbooks are cheap and easy enough to travel with. If you even encounter autocomplete on any computer, turn it off before browsing and always log out and shut down a browser before walking way.

To ensure peace of mind during summertime festivities—and year-round—subscribe to an identity protection service, such as McAfee Identity Protection, which offers proactive identity surveillance, lost wallet protection, and alerts when suspicious activity is detected on your accounts. For additional tips, please visit http://www.counteridentitytheft.com

Robert Siciliano is a McAfee consultant and identity theft expert. See him discuss spyware on Fox Boston. (Disclosures)

10 Ways to Prevent Social Media Scams

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The trouble with social media revolves around identity theft, brand hijacking and privacy issues.  The opportunity social media creates for criminals is to “friend” their potential victims in order to create a false sense of trust and use that against their victims in phishing or other scams.

It was big news when someone had their Facebook account jacked by someone who impersonated the victim, claiming to have lost their wallet in the UK and begging for a money wire. Now it’s old news, but it’s still happening.

  • Register your full name and those of your spouse and kids on the most trafficked social media sites. If your name is already gone, include your middle initial, a period or a hyphen. You can do this manually or by using a very cost effective service called Knowem.com
  • Get free alerts. Set up Google alerts for your name and kids names and get an email every time someone’s name name pops up online. You want to see if someone is talking about you or using your name.
  • Discuss social media with your kids. Make sure they aren’t providing their “friends” with personal information that would compromise their security or your families.
  • Monitor what they do online. Don’t sit in the dark hoping they are acting appropriately online. Be prepared to not like what you see.
  • Maintain updated security. Whether hardware or software, anti-virus or critical security patches, make sure you are up to date.
  • Lock down settings. Most social networks have privacy settings that need to be administered to the highest level.
  • Always delete emails you receive in social media from those who you don’t know. I’m messaged all the time by scammers and I’m sure you are too.
  • Don’t enter all the “25 most amazing things about you” or whatever other games that extract your personal information. Nothing good can come from that.
  • Always log off social media sites when you walk away from the PC. If you are ever at someone else’s home or on a public PC, this habit will save lots of aggravation. My sister-in-law, a Boston Bruins fan, left her Facebook open on the family PC. I changed her Facebook picture to the Philly Flyers and wrote Go Phillys! as her status. Bruins lost that night. I blame her.
  • Do not activate geolocation services that tell the world your every move. Nothing good can come out of allowing anyone in the world to stalk your every move.

Robert Siciliano personal security expert to Home Security Source discussing Facebook Jacking on CNN. Disclosures.

“Grim Sleeper” Gets Nabbed

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In La La Land aka Los Angeles where everyone is a waiter or waitress and wants to be Tom Cruise  or Julia Roberts, they captured a serial killer dubbed “Grim Sleeper” named as such due to the fact there was a lull in his murderous killing spree.

The Los Angeles Police Department had been hunting the man who had stalked South Los Angeles since 1985, killing at least 10 women. Lonnie David Franklin Jr. was at one time was an employee for the LAPD. Detectives pulled DNA from the crime scenes and had the information for years.

Recently the LAPD arrested his son for an unrelated charge. From that arrest they pulled his DNA, (I don’t know why) and it was a partial match to the DNA found at the crime scenes in the 80’s. This is called “familial DNA”, like father/son, mother/daughter or twins. However the son was too young to commit the crimes back then so detectives searched out his social network and on a hunch determined his father would more than likely be the closest match to the sons DNA. Based on where dad lived in proximity to the murders, dad fit the killers profile.

Detectives followed him to a pizza joint and let him finish up then went in and grabbed a few hunks of crust and a drinking glass and did a DNA test on it and they found their match.

Real life “crime scene investigation” stuff. Law enforcement got their man. Nice to see the good guys win one.

The chance of you ever coming face to face with a serial killer is extremely slim. However, there is an extremely slim chance you’d ever get struck by lightning too. But I’ll bet you wouldn’t go climbing a metal flag pole in a lightning storm.

The key is to understand your options and know your strengths if you’re ever faced with an attacker. My favorite form of self defense is running away. Like Muhammad Ali would say “I’m too pretty”. Do you really want to get punched in the face? RUN!

Also take a self defense training program. The best self defense training technique is called “adrenal stress training”, learn as much about it as you can and find a course in your area.

Robert Siciliano personal security expert to Home Security Source discussing self defense on some cool station in Virginia. Disclosures.

Law enforcement officers keep tough watch on sex offenders

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In Colorado law enforcement officers are scouring the state to make sure sex offenders aren’t hiding from the law.

“Operation Sheperd launched into action this month. Mesa County Sheriff’s Office Deputies and Grand Junction Police Department Officers are crisscrossing Grand Junction to make sure registered sex offenders are living where they reported they are. These officials randomly visit homes of offenders, some of them convicted of molesting children. It’s all to keep strict tabs on these offenders, so that they don’t escape the watchful eye of police. “We do take the verification of addresses seriously, and we do continually check,” says the Grand Junction Police Department.”

Verifying addresses and keeping tabs on a sex offenders whereabouts always keeps sex offenders in check. It is important that local law enforcement always has tabs on them due to the nature of their crimes. We hear too often that sex offenders are released then repeat their behavior. It is unfortunately a part of their nature.

Even though law enforcement is doing their job, you need to continually scan the internet and seek out sex offenders in your neighborhoods.

“Operation Sheperd has captured 180 sex offenders who were not complying with their registry so far. Officers across Colorado have completed nearly 4,000 checks on offenders.”

Wow. Sex offenders often don’t register because they don’t want to be found or because they are living in an area where they aren’t allowed to be, such as near a school or park. Based on these numbers you should never simply trust that your new next door neighbor is “good”. Bad comes in many different faces.

Robert Siciliano is a Personal Security Expert and Adviser to Intelius.com. For more information see Intelius at Sex Offender Check to reduce your chances of encountering a bad guy. See him discussing personal security on NBC Boston. (Disclosures)

Highway Killer” Gets Life

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Evil takes many forms. One of its forms is as Adam Leroy Lane. Lane was a truck driver from North Carolina whose route traveled up and down the east coast and attacked or murdered women in New Jersey, Pennsylvania and Massachusetts.

Apparently when the urge struck, he’d veer off the highway and stalk neighborhoods and jiggle door knobs until he found one unlocked with a woman inside. In all the cases, the killer picked his victims at random and attacked them at their homes near interstate highways that he traveled.

In July of 2007 Lane was arrested after he broke into a 15-year-old girl’s room in Chelmsford Massachusetts in the middle of the night and tried to rape her. The girl’s father heard her scream and held the masked and gloved Lane in a headlock until police arrived, authorities said.

Nice job Dad. Who knows how many more he would have killed.

Lane was carrying knives, a belt with Chinese throwing stars and choke wire during the attack. Police also allegedly found in the cab of his truck a copy of the movie, “Hunting Humans,” which is about a serial killer. “I study them until I’ve got their pattern and it’s easy to do the rest,” says a line from the movie Hunting Humans.

He was recently sentenced to spend the rest of his life behind bars for the attacks in Pennsylvania under a deal that spared him from Pennsylvania’s death penalty. Too bad.

This is exactly the breed of predator I’ve been screaming about my entire life. The always has been, there is, and there always will be Adam Leroy Lane’s jiggling another door knob.

Live your life and don’t worry about it.

BUT:

  • Lock your doors and windows day and night because you are smart.
  • Beef up the lighting outside your home because you are aware.
  • Install home security cameras because you want a layer of protection.
  • Install a home security alarm because you want your 15 year old to sleep through the night without some freak coming into her room and attacking her.

Robert Siciliano personal security expert to Home Security Source discussing Home Security on NBC Boston. Disclosures.

Safety Tips: Home Burglary Prevention

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My AC is on, that means it’s summer time. It also means that occasionally the windows may be open, and because we are in the yard the doors sometimes are unlocked. As a result we are slightly more vulnerable to the bad guy. But this doesn’t mean that your guard should be down.

The FBI reports that more burglaries occur during the summer months than any other time of year and that every home is a potential target. According to U.S. Department of Justice statistics, an American home is broken into about every 15 seconds. The best defense against burglary is prevention. With planning you can help make your home unappealing to burglars.

Patrick Fiel, public safety advisor of ADT Security Services said, “There are a few simple, yet important, steps homeowners can take to make their homes less of a target.” To help homeowners secure their homes this summer, Fiel and ADT recommend the following home burglary prevention tips:

· Secure your garage. Garages can provide intruders with easy access to your home. If you have an automatic garage door opener, make sure you protect the remote control and never leave it visible in your car. Also, be sure to lock the door that leads from your garage to your home. Many people do not lock this door, creating a weak point in their home security.

· Equip your home with strong doors and locks. Exterior doors should be made of steel, other metals or solid wood, which are able to withstand more of an impact than hollow-core doors. Deadbolt locks offer the best protection from picking and prying. Always make sure to lock your doors and windows when you leave home.

· Never hide keys around the exterior of your home. Thieves look in mailboxes, under doormats and above doorways for keys. Do not make it easy for them to get into your home. If you will be out of town on vacation, leave emergency house keys with a trusted friend or neighbor.

· Consider a monitored burglar alarm system. A recent Rutgers University study found that alarm systems are an effective deterrent, making a home less attractive to intruders. Make sure your burglar alarm system includes a loud inside alarm, detectors at all exterior doors and motion sensors. It’s also important to have monitored protection which links your home to a monitoring center where trained professionals can quickly notify first responders. Most insurance companies also offer a discount of up to 20 percent off homeowner’s policies for monitored alarm systems.

· Never let burglars know you are away from home. As you plan for vacation, you may be tempted to post updates on social networking sites, including specific dates and times of your vacation. But criminals have been known to troll these sites for vacant homes and unsuspecting victims. Always keep your vacation plans as private as possible and have a trusted friend or family member collect your mail and check in on your home while you and your family are away.

Fiel said, “As summer starts to heat up, we hope these tips will help you prevent home burglary and protect your possessions before, during and after your vacation.”

Mr Fiel certainly knows his business. It’s your businesses to take responsibility for yourself and your family and make sure your home is safe and secure. It’s not enough to use the old adage “why do I care if my stuff is stolen, insurance will pay for it” because insurance doesn’t reimburse you for the hollow empty feeling of being violated. For many people who are burglarized, they often never want to step foot into their homes again.

Furthermore, in the heat of the summer many burglaries can turn into home invasions if the burglar didn’t know you were home. That’s when things can get violent.

Know your options. Don’t sit back and say “Its cant happen to me”. Sit back and say “American home is broken into about every 15 seconds, mine won’t be one of them.” Enjoy the summer months, relax, have fun and be safe.

Robert Siciliano personal security expert to ADT Home Security Source discussing Home Invasions on Montel. Disclosures.

My Mexican Travel Security Ordeal

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Mexico has made the news over and over due to their “Narco Wars”. 10’s of thousands have been murdered and kidnapped in many of the border towns all the way down to Acapulco. So where do I vacation? Mexico. It’s an easy trip, its economically smart, it’s usually warm and sunny, the foods good, the people are great, and there’s always a good story to tell. I do my homework and understand where the risks are and aren’t.

I don’t stay in the border towns. That’s where a lot of the bad stuff is happening. Border towns are mostly landlocked, so no ocean, and there isn’t much as far as vacationing goes. We like the beaches and prefer southern resort towns that cater to making me happy.

In my last Mexican adventure we were picked up at the airport by a car service recommended by the hotel. I usually get in the front seat so I can see where we are going and I like to have a little control. I put my laptop and backpack up front with me, but then the wife asked me to come to the back seat, which I did. But there was no room for the bags, so they stayed up front. The van was clean, and the ride was the typical “white knuckler, hold on for dear life, the driver is a nut, and when was the last time this thing had its brakes checked.”

When we got to the resort we were swarmed with hotel help/bellmen pulling our bags out of the van. As I’m counting bags and counting kids and on my way back to the van to get my 2 other bags, the van drove away. My laptop and backpack were still in the front seat. ON THE FRONT SEAT. There is no way the driver didn’t see the laptop on the front seat. I frantically went to the bellman to call the security dude at the entrance to the property to stop the van. Ten minutes goes by and they said he must have gone another way because he never went back through security.

I got the car service on the phone to call the driver and they said he wasn’t answering his phone. Of course he wasn’t answering his phone, he was selling my laptop. 20 minutes goes by and I fear he’s got this thing hocked. Then another driver from the same company pulled into the resorts entrance and I flagged him down. I told him to call the driver and tell him I left 2 bags in the van. He called, the driver picked up the phone. Nailed. He answered for his buddy but not his boss.

He showed up 20 minutes later. When he pulled up he was dismissive and rude. He knows he was “caught” but didn’t even offer a response. My laptop was now on the front floor of the van, the bag had been gone through and the backpack was in the back seat of the van. He obviously tossed it there.

I never told resort security, the bellman or the car service over the phone that “my bags” that were in the van consisted of a laptop. But when resort security and the bellman saw me pull the laptop out, they all nodded their heads shaking them and proceeded to understand why he drove off.

Moral of the story: if you don’t want it stolen, don’t leave it out of your site. Because any opportunity to distract you and take your stuff, the bad guy will.

Robert Siciliano personal security expert to ADT Home Security Source discussing Home Security and Identity Theft on TBS Movie and a Makeover. Disclosures.