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Fake Realtor scams Children and their Parents

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Ever peruse Craigslist for a new home? Nothing against Craigslist for doing that, but that’s where Coty Houston and David Yost happened to find a very alluring four-bed home for sale; looked perfect for their five young kids.

12DThen they all got squashed by a bomb: The man who sold it to them was not a licensed Realtor. Matthew Boros, however, used to be a real estate agent, but he never renewed his license. But this time, he had climbed through the house’s window (after placing an ad for it on Craigslist) and pretended to be the owner, with the plan of bilking the couple out of $5,000.

The couple was fooled by Boros’s charm. They had no idea that this kindly man, who had met their children several times, had been busted in the past for renting the same house out. They gave him a down payment and an additional $4,000, that day—in the name of expediting the sales transaction.

Yost remodeled houses for a living, so he had no problem starting the remodeling on this particular house, which definitely needed some repair and cleanup. He even replaced its electrical wiring.

Not long after, while he was working on the house, a man arrived asking why he was there. The vacant house had a real Realtor, who told Yost he was going to contact the police to report him for breaking and entering.

Next day, Yost found the house’s locks to be changed, his equipment still inside.

Houston visited the Second District Headquarters, armed with the payment and contract records from Boros. She and Yost then demanded their money back from Boros. Boros, though, told them he could prove with additional paperwork that the transaction was legal.

They met, and Boros refused to give a refund, but the police were waiting nearby and arrested the slug.

The couple is out $5,000, but may get their money back pending the judge’s decision. Boros pleaded not guilty. His lawyer claims to not have had sufficient time to study the case.

The ending is not all that bitter for the parents of five, however. They bought the house for real this time, with a reduced down payment.

Robert Siciliano CEO of IDTheftSecurity.com, personal security and identity theft expert and speaker is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen. See him knock’em dead in this identity theft prevention video.

Craigslist Rental Scams in Your Town

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Craigslist is one of my favorite sites on the Internet, though I admittedly have a love/hate relationship with it. One reason I love it is because of the deals and variety of items and services available, but I hate it because some of the people who use it are scammers and the site has some major security issues.

9DOnce, I listed a property on on Craigslist for rent. Scammers relisted the property for a third of the asking price. People came to my home and would knock on my door to see the property, even after the listing had expired.

Here’s how scammers work on Craigslist:

The scammer will copy and paste the ad and then pose as the homeowner who is overseas on business. To generate traffic, the scammer will list the ad for less than it is being asked. When a person responds to the ad, the scammer then tells them they can rent the property out, they simply need to forward the first month’s rent overseas. More people fall for this than you would believe.

How did I thwart this crime? I continuously scanned Craigslist for my ad to see if it was being posted. When I found any similar ads, I would email the information to abuse@craigslist.com, and the company would take the post down. However, the scammer also was on top of it, and kept posting the ad again.

So how can you protect yourself from these scams?

  • Use common sense, pay attention and be smart.
  • Be careful about who you are contacting and who contacts you.
  • Try to deal locally when possible and always meet in person in a safe location.
  • Do not engage in any online monetary transaction that requires you to send money to a stranger after they send money to you. This is a scam.
  • Do not disclose financial information, Social Security numbers or any account information.

Personal Security Tips:

Always Use Craigslist With Caution – People have been robbed, scammed, burglarized and even killed by using Craigslist. You must be careful about who you contact as you don’t know what everyone’s true motivation is.

Work With a Friend – If possible, meet the person with a friend or family member. There is strength in numbers.

Get ID Info Before Meeting – You also want to make sure that you get the person’s name and phone number before meeting them. Call them to verify the number, and tell them that your brother, who is a cop, will have his cruiser there when you meet, so they should not be alarmed.

Stay As Aware As Possible – There is always risk when meeting a stranger, but staying aware can help to keep you from getting into a bad situation.

Trust Your Instincts – Do not discount any negative feelings you may have about the meeting, and cancel it if necessary.

Wear the Right Things – Do not wear anything provocative or expensive, nor should you wear loose fitting clothing or scarves, as attackers can grab onto them easily. Wear good shoes that you can run in.

Stay in Communication – Make sure someone you know, such as a spouse or family member, knows where you are and when you will be back. Try to have them on the phone during the meeting.

Robert Siciliano personal and home security specialist to BestHomeSecurityCompanys.com discussing burglar proofing your home on Fox Boston. Disclosures.

Craigslist Robbery By Appointment

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It’s springtime. You put an ad on Craigslist to get rid of some things, clean out your garage and make a few bucks while you are at it. Maybe you have an old diamond ring to sell. Or that truck you are driving isn’t what it used to be, so you decide it’s time to sell. 
The ad goes out, people call and you make the appointments. But, unfortunately, things don’t always go as planned, do they?

The Spec reports, “The odds of being physically harmed from using an online classified service are not high, but a blend of cybercrime and physical crime is common enough in the U.S. that one police force there has offered consumers the opportunity to conduct online transactions in person at their police station.

“People believe that because it’s there online, and that someone is reaching out, that it must be legitimate … There’s a reason your mom always told you not to talk to strangers.”

Use Craigslist with caution. Don’t think for one second you can’t be robbed, burglarized, scammed or killed. Some people’s homes have been invaded, and it can happen to you too. Be very careful who you contact; you never know who the person is or what his motivation may be.

Get identification details pre-meeting. Make sure to get the full contact details of the other person and call back to verify. A little white lie like, “My brother is a cop and will be here” will make the person you’re dealing think twice about harming you.

Meet at a public location. Coffee shops, malls, police stations—anywhere but your home that involves lots of other people. The more eyeballs, the better.

Trust your instincts. Don’t discount any weird feelings you might have about meeting with this person. If something seems wrong, then it IS wrong. Cancel if you don’t feel right about it.

Enlist a buddy. Strength in numbers makes predators think twice. Predators thrive on isolation. By pairing up, you reduce the chances of being attacked.

Be street smart. Expensive jewelry and provocative clothing can invite an attack. Scarves around your neck give attackers something to grab and choke you with. Wear sneakers that you can run and fight in.

Be on guard. Just like Mom said, there is risk in meeting strangers. Being on guard can keep you from getting into a compromised position.

Stay in communication. Let your spouse, friends, family or coworkers know where you are going, who you will be meeting and when you will be back. Stay in contact on your mobile while you are meeting.

Use your panic alarm. If you are crazy enough to meet the other party at your home, have someone stand guard at your home security alarm’s panic button to summon the police if things go wrong.

Robert Siciliano, personal and home security specialist to BestHomeSecurityCompanys.com, discussing burglar-proofing your home on Fox Boston. Disclosures.

Just One of Many Internet Scams

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A good friend of mine called me recently to ask what I knew about scams from online sales. He had placed an ad on CraigsList for something he was trying to sell and had asked for $150 for the item. He had received a call from a woman and she offered to send him a check for the item.

Shortly thereafter, he received a $2,400 check from a major chemical company and was confused about why the check was so much more than the amount he listed and why it was coming from a chemical company.

If you ever run into this, rip up the check. This is advanced fee fraud, or a shipping scam. I explained to him that he would undoubtedly be receiving an email requesting that the difference be paid to shipper via a wire transfer.

But why send a check for $2,400, and why from a chemical company? It was probably the only seemingly legitimate check the scammer on hand from a “business.” If you fall for this scam, you end up sending $2,250 back to the scammer and you never get paid on the $2,400 check.

The day after we spoke, he received this email:

“Hello XXXX,

The check has been delivered, thanks for your honesty towards this transaction so far. Well, the overpayment is meant to cover the cost of shipment for the item alongside my other properties including tax and insurance plus the movers and agents fees.

Please deposit the cheque today so that it clears tomorrow after the check has cleared, All you have to do is go the bank and have the rest of the money withdrawn in cash and have it sent to the movers via wire transfer.

Do let me know your schedule for the week regarding pickup as i have some other properties to be moved alongside the item. Please do act accordingly as agreed after deducting your money for the item, make the rest fund available to the movers via money gram Money Transfer at any of their outlet around you or check on moneygram.com and check for their outlets around and get back to me with the transfer details below (as it appears on the receipt) so i can contact the movers for the pick-up at your location ….Deduct the money gram money transfer charges from my fund also $50 for yourself (meant for any hassle or run around).

1) Sender’s name and address

2) Reference number {which is the 8 digits number on the Money Gram receipt}

3) Actual amount sent after the fee had been deducted

Hope i can trust you with the overpayments? Your Honesty and transparency will be appreciated”

 

The vast differences in the sale amount of the item versus the amount of the check are a huge red flag. Another thing to pay attention to is the email itself. It’s full of bad grammar and has some inconsistencies in wording that should be a warning sign to you.

This scam works on a small percentage of people who are naïve and by their nature are overly trusting of others. Help put a stop to this kind of fraud by learning about these scams and making an effort to educate others on the risks and pitfalls of phone, email, snail mail and web based scams.

Robert Siciliano personal security and identity theft expert and speaker is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen. Disclosures.

Vacation Rentals Are Scam Bait

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Although it’s been a mild winter people still get itchy to head out for a ski vacation or a tropical one. Many people are searching online classifieds like Craigslist, eBay, newspapers and real estate listings for vacation rentals.

The most suspect site is Craigslist. I’m fully engaged in Craigslist and continually receive scammy communications from supposed buyers. This means scammers are on the site as buyers and sellers full time.

Certainly there are plenty of legitimate ads for vacation rentals however many are suspect. I rented out an apartment I own in the past and a Craigslist scammer set up a duplicate ad with my photos and everything and cut my price in half.

If you choose to engage in a rental and a security deposit is required it is best that you visit the property and hand deliver a check. If you request to visit the property and are denied then the ad is more than likely fraud.

If the property is hundreds or thousands of miles away and visiting isn’t an option then there is a much higher risk. In these circumstances never wire money as there is very little recourse. Using a credit card is a little safer, but no guarantees.  Here is where the honor system comes in. Otherwise your best bet is to deal with a real travel site with positive reviews.

Google the person, their email, the title of the ad and/or property you are considering renting. If something negative pops up, beware. If the property address doesn’t exist, beware.

Your best bet is to search listings on local real-estate sites. A licensed Realtor is 1000 times safer than blindly using Craigslist.

Robert Siciliano personal and home security specialist toHome Security Source discussing scammers and thieves on The Big Idea with Donnie Deutsch. (Disclosures)

Craigslist Scammers Ship Checks Via FedEx

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FedEx isn’t responsible for this scam, but their brand unintentionally lends credibility to the scammers, who reference FedEx in their scammy emails, knowing that aligning with FedEx helps their scam proliferate. It’s an insidious ruse that hurts all involved.

FedEx can and should deny suspicious online transactions. Moneygram and Western Union could also make some effort to deter scammers. It’s hard to weed out the bad guys, but there are technologies that help.

What kind of scam am I talking about? A good friend recently called to ask what I know about check scams. He had received a $2,400 check from a major chemical company via FedEx. He had no idea why, but mentioned that he had placed an add on Craigslist, asking $150 for an item he wished to sell, and that a deaf woman had called him through a translating service and offered to FedEx a check.

I explained that this is advanced fee fraud, or a shipping scam, and that he will undoubtedly receive an email demanding that the difference be paid to shippers.

Maybe the scammer pretended to be deaf, using the translator service as a third party to scramble the caller’s location. Or maybe the buyer really was a deaf woman.

But why send a check for $2,400, and why from a chemical company? Probably because it was the only seemingly legitimate check the scammer had printed up at the time, and it’s a nice score if he sends back the $2,250 difference.

My buddy was flabbergasted to think that anyone would fall for such a scam, and insisted that if someone came to his house to pick up the purchased item and demanded he pay the purchaser $2,250, he’d punch them in the face.

Shortly after getting off the phone with me, he received this email:

“Hello Dean,

How are you doing today?

The check has been delivered via Fedex,Thanks for your honesty towards this transaction so far.Well, the overpayment is meant to cover the cost of shipment for the item alongside my other properties including tax and insurance plus the movers and agent fees.

Please deposit the check today so that it clears tomorrow after the check has cleared,All you have to do is go the bank and have the rest of the money withdrawn in cash and have it sent to the movers via money gram

Here’s the movers information below.

Name : Jason Shambaugh

Address : 2330 Contra Costa Blv

City : Pleasant Hill

state : CA

Post code : 94523

Do let me know your schedule for the week regarding pickup as i have some other properties to be moved alongside the item. Please do act accordingly as agreed after deducting your money for the item, make the rest fund available to the movers via money gram Money Transfer at any of their outlet around you or check on www.moneygram.com{click find us} and check for their outlets around and get back to me with the transfer details below (as it appears on the receipt) so i can contact the movers for the pick-up at your location ….Deduct the money gram money transfer charges from my fund also $50 for yourself (meant for any hassle or run around).

1}Sender’s name and address

2}Reference number {which is the 8 digits number on the Money Gram receipt}

3}Actual amount sent after the fee had been deducted

Hope i can trust you with the overpayment? Your Honesty and transparency will be appreciated”

The email also included the FedEx tracking information, with my friend’s address. Looking up the shipping address on Google maps reveals an office building, which most likely has some vacancies. The scammer probably has some connection to the building, allowing for anonymous shipments.

Craigslist could easily prevent the majority of these scams easily by using device reputation management. Many Craigslist scammers based in Ghana, Nigeria, Romania, Korea, Israel, Columbia, Argentina, the Philippines, and Malaysia spend their days targeting consumers in the developed world. But real-time device reputation checks, such as those offered by iovation, can detect computers that have been used for auction fraud and expose all of the accounts associated with the suspicious device or group of devices. This provides Craigslist and other websites with the opportunity to instantly shut down sophisticated fraud rings and thousands of fraudulent accounts.

Robert Siciliano, personal security and identity theft expert contributor to iovation, discusses scambaiting on Fox News. (Disclosures)

Cleaning the Clutter Out of Your Life

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While anyone who reads me knows I’m all about personal security and preaching the need for home security systems, I’m also a big advocate for personal balance too. Meaning I come from the old school of motivation, personal responsibility, eating right, exercise, healthy relationships, perspective, spirituality etc. You get the picture.

You may know or have heard, if you don’t like your life, change it.

Anyway, one of the first steps that one can do to get order in their life is to remove the clutter. That clutter can be people or things. And for the purposes of this post we are talking things.

First, it’s Spring, which means Spring cleaning, which means looking inside and outside your home at everything you haven’t touched in a year. Do you really need it? That’s often a hard question to answer. That tool you bought that you used, and may use again, but haven’t used it for two years, do you really need it?

Here are some tips:

#1 Toss or recycle everything that is of no value to you or anyone else. That’s the quickest way to clean out.

#2 Determine what you can donate. Give it away. The Salvation Army or Good Will and many Big Brothers/Big Sisters take donations. Pack up your trunk and donate it. Sometimes they will pick it up too.

#3 Sell it on eBay. I’m amazed at what people will buy off of eBay. I’ve sold more broken down items that I specifically said were broken down. Selling electronics and other harder to find or odd items are easily sold on eBay. List it for bid at .99 and accept what you get and move on. Get the eBay mobile application and walk around your house and start listing all the stuff on shelves and in boxes. It took me less than an hour to list 19 items.

#4 Sell it on Craigslist. I’m further amazed at what people buy on Craigslist. Get the CraigsPro app and start snapping. I like this the best because it’s so easy that all of a sudden you start looking at all your clutter like money sitting there collecting dust. Things that I thought I needed that I used in the past year I realized I really don’t need. And now they are gone and I have a fat envelope.

Remember this is about cleaning the clutter, not holding onto your stuff for dear life and listing it at 10 percent off what you paid for it in 1992. At best it’s worth 10 percent of what you paid for it. GET RID IF IT. A hundred dollar table,10 bucks.

Just be very alert to Craigslist scams. Never ship anything to a Craigslist buyer, never click links in an email from someone responding to your Craigslist ad, if they leave a phone number in the ad realize even if it’s a local number it could be a scam. If you dive into the process you’ll quickly see the scams.

Clean the clutter!

Robert Siciliano personal and home security specialist to Home Security Source discussing ADT Pulse™ on Fox News. Disclosures

Craigslist Scammers Use Emotional Lures

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At the moment, I have no less than six different tabs open in my browser, each searching Craigslist for different items I need this spring: trailers, boats, patio furniture, musical instruments, and exercise equipment. Every day I refresh my search results, looking for the best deal. I’m confident that I’ll find what I’m looking for. Patience is the key.

Millions are doing the same thing. And unfortunately, many of them are being scammed out of their money as sellers provide explanations as to why an item is being sold, ranging from “not needed” to “my son died.”

A North Carolina woman and her mother were looking for a used car on Craigslist and found an “amazing, like, this can’t be true, deal.” The daughter contacted the seller, who replied with, “Automatic transmission. It’s in perfect condition. Exterior no scratches. Interior no rips, tears, stains.” The seller asked for $3,900, and added that the car had belonged to her son, who had died in a bike accident, and she wanted to sell the car quickly because it brought back difficult memories.

Meanwhile, the mother found a similar deal on a different car, and the seller had a nearly identical story. This raised red flags and both mother and daughter cut off communications with the scammers. They were lucky.

This type of scam works because people can relate to the awful story and are more inclined to help when someone seems to be in distress.

Craigslist could prevent the majority of these scams easily by leveraging device reputation management. Many Craigslist scammers are based in Ghana, Nigeria, Romania, Korea, Israel, Columbia, Argentina, Philippines and Malaysia. These countries breed scammers who spend their days targeting consumers in the developed world. But real-time device reputation checks such as those offered by iovation can detect computers that have been used for auction fraud (and expose all of the accounts the device or group of devices is associated with) providing the ability to shut down sophisticated fraud rings and thousands of accounts immediately

Robert Siciliano, personal security and identity theft expert contributor to iovation, discusses another databreach on Fox News. Disclosures

Woman Becomes Victim of Craigslist Scam

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I have a love/hate relationship with Craigslist. I love the occasional deal I get (like the 25 hp outboard motor I just got) and I love how people use it to find stuff I’m selling or renting out (like an apartment). But I hate the way some people completely over price what they are selling, thinking that old boat motor is worth what a new one costs. Or worse, when scammers contact Craigslisters every time they post an ad trying to get them to ship something overseas and scam them out of their money.

Craigslist should be used with caution. People have been robbed, burglarized, scammed and in some cases their homes were invaded and some people have been killed.

I once listed a property for rent that was relisted for a 1/3rd of my asking price by scammers. People would pull into my driveway and knock on my door while the listing was active and after the listing I posted had expired too.

In Connecticut, a mother, father and son traveled a hundred miles to see a home for rent. The only trouble was, the homeowner wasn’t renting it out and she was still living in it. She was in fact trying to sell it. And when the real estate agent listed it for sale, she also syndicated the ad to multiple sites including Craigslist.

Just like my situation, she had to explain to the people who showed up they were scammed.

Here’s how the scam often works. The scammer copies and pastes the ad and poses as the homeowner who is conveniently away traveling on business in the UK. The scammer lists the ad for much less than is being asked to generate traffic. When people respond to the ad, the scammer tells them they can rent it out and all they have to do is forward him the first month’s rent via a money wire overseas. Some people will want to drive by to get a look without actually going in and that’s enough for them to send the money.

The way I thwarted this crime under my watch was to continually scan Craigslist for key words related to my ad to see if it was being posted by a scammer. When I discovered a fraudulent post, I emailed abuse@craigslist.com with the link. Craigslist was very responsive and took the posts down. I had to do this almost 20 times (the hate part) during the period I was renting out an apartment.

With Craigslist, be very careful who you contact and who contacts you. You never know who the person is or what their motivation may be.

Robert Siciliano personal security expert to Home Security Source discussing burglar proofing your home on Fox Boston. Disclosures.