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Keep Accountant happy and Thieves out

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Are you a shredder? I hope so. No identity thief on this planet is going to want to attempt to reconstruct cross-shredded documents.

Computer crime conceptSo what, then, should you make a habit of shredding?

  • All financial documents and information, including financial information you’ve jotted on a Post-it note.
  • Credit card receipts unless you want to file these away for end-of-month calculations, but ultimately, you have your monthly statements so you will not have use for them anyways.
  • Old property tax statements (keep the most current one). But any other tax documents you should retain.
  • Voided checks.
  • Most things with your Social Security number on it that aren’t tax related.
  • Any other piece of paper that has your or a family member’s personal information on it, including envelopes with your address. Never assume “that’s not enough” for a skilled identity thief to use.
  • Ask your accountant what they think.

Now, what kind of shredder should you get for your home or office? There are all kinds of makes and models out there.

  • Do not buy a “strip” shredder that simply slices thin strips in one direction. Identity thieves will actually take the time to reconstruct these.
  • Buy a “cross-cut” shredder. The pieces are sliced and diced too small for an identity thief to want to struggle to tape back together.
  • We can go one step further, in case you are wondering if anyone would actually take the time to lay out all those cross-cut fragments and reassemble them: Buy a micro-cut device. The pieces, as the name suggests, are tiny.
  • Read the features for that micro-shredder, as some models are more heavy-duty than others.
  • You may not want to purchase a machine online; at least you will want to see the various makes and models in person first.
  • But if you can’t locate the type of shredder that you’d like from a brick-and-mortar retailer, then of course, there are plenty online to choose from.

So get yourself a shredder on your next shopping trip; you will be so glad you did.

Robert Siciliano is an identity theft expert to BestIDTheftCompanys.com discussing identity theft prevention.

How to pwn Anyone

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Define Pwn: Pwn is a slang term derived from the verb own, as meaning to appropriate or to conquer to gain ownership. The term implies domination or humiliation of a rival. And when it’s done by hacking email, the person is effectively pwned. No matter how “private” you are on the Internet, no matter how infrequently you post on your Facebook page—even if you don’t have a Facebook account—your life can be hacked into as long as you own just one password—and the ability to be tricked.

11DSuch was the case of Patsy Walsh, reports an article at bits.blogs.nytimes.com. She gave a few white hat hackers permission to try to hack into her life, and they accomplished this in under two hours, without even entering her house. She figured it would be next to impossible because she had no smart gadgets in the home and rarely posted on her Facebook page.

The “ethical” hackers, part of a security start-up, quickly found Walsh’s Facebook page (which presumably contained personal information such as her town, since there’s many “Patsy Walsh” accounts).

The scarcely posted-to account, however, revealed that she had liked a particular webpage. Based on that information, the hackers phished her and she took the bait, giving up a password, which happened to be for many of her accounts.

The good guy hackers were then invited into her home where they easily obtained her garage door opener code with the brute force attack, but even scarier, cracked into her DirecTV service because it didn’t have a password. Such a breach means that the hacker could control the TV remotely: Running a porn movie while the homeowner’s grandmother is visiting.

They also found Walsh’s passwords tacked onto her computer’s router. The exposed passwords allowed them to get into Walsh’s and her daughter’s e-mail accounts. From that point they got ahold of Walsh’s Social Security number, PayPal account, insurance information and power of attorney form.

She was probably thinking, “Well of course! They’re professional hackers and I let them inside!” But the hackers also discovered that there were about 20 malicious programs running on her computer. Their recommendations to Walsh:

  • New garage door opener
  • Password for DirecTV
  • Password manager to create unique passwords for all of her accounts
  • Security software always kept updated
  • Two-step authentication when offered
  • A nice lecture on phishing attacks

Robert Siciliano is an identity theft expert to TheBestCompanys.com discussing  identity theft prevention.

Is that Viral Story real?

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The Internet has almost as many videos as there are stars in the heavens. And you know that some have to be hoaxes. Sometimes it’s obvious, while other times it’s easy to be fooled. For example, the hoax of the “angel” intercepting a truck just about to run over a bicyclist is obviously fake. Isn’t it?

1DBut what about the video of the man cut in half by a bus while riding a bicycle, lying on the ground, staring at his intestines, talking for a full five minutes, while his pelvis and legs lie catty-corner to him? That video looks eerily real.

And so did the enormously viral one of the Syrian refugees holding the ISIS flags and assaulting German police officers.

There are free, non-techy ways to check if a video or image is a fake, from an article at gizmodo.com:

“Reverse Image”

Simply right-click an image, and a selection box will appear. Click “Search Google for this image.” Different sources for the same image will appear, but this won’t necessarily rule out a hoax.

For example, multiple links to the man cut in half appear, and the dates of postings differ, but there’s no way to rule out a hoax based on just this information.

However, suppose there’s a photo of a female ghost crashing a funeral photo. A reverse image search shows that ghost’s face as identical to the image of a mommy blogger on her blog; it’s safe to assume the ghost image is a hoax (aren’t they all?).

YouTube DataViewer

Go to YouTube DataViewer. Plug in the suspect video’s URL. Any associated thumbnail image plus upload time will be extracted. You now can find the earliest upload and see if anything is suspicious. Alongside that you can do a reverse image on the thumbnails and see what you get.

FotoForensics

FotoForensics can detect photoshopping or digital manipulation. If you want to pursue a video, you’ll need to plug in the URL of a still shot, like the ones you see after a video has ended that clutter up the video space. FotoForensics uses a tool called ELA, and you’ll have to do some reading on it before understanding how it works.

WolframAlpha

WolframAlpha can look at weather conditions at a certain time and location, such as “weather in Davie, Florida at (time) and (date). So if the weather in a suspect image with a date and location doesn’t match what Wolfram turns up, consider it a fake.

Jeffrey’s Exif Viewer

Images taken with smartphones and digital cameras contain tons of data called EXIF, including date, time and location of image shoot. See if the date, time and location don’t jive with what the suspect image conveys. Jeffrey’s Exif Viewer is one such EXIF reader.

Google Street View, Google Earth and Wikimapia are tools for mapping out the truth, such as matching up landmarks and landscapes.

So, did your ex really take a trip to Paris, as she stands there with the Eiffel Tower behind her? And is her new beau for real, or was he “shopped” in off of a male fitness model site?

Robert Siciliano is an identity theft expert to BestIDTheftCompanys.com discussing identity theft prevention.

How to avoid Online Fundraising Scams

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You’ve probably heard of the gofundme.com site, where all sorts of stories are posted of people seeking donations. Some are tragic, others are trite. You may be touched by a particular story, perhaps one in which an entire family is killed in a house fire.

9DYou click the “Donate Now” button and donate $50. So just how do you know that family who died in the fire really existed?

Gofundme.com and similar sites are loaded with “campaigns,” just tons of them. Think of the logistics involved if these sites hired people to verify every campaign. This would require enormous amounts of time and a lot of people and expense.

People don’t think. They just assume every campaign is for real. Do you realize how easy it is to start a campaign? Gofundme.com, for instance, only requires that you have a Facebook account with a valid-looking profile picture of the campaign starter, and at least 10 Facebook friends (last I checked, anyways).

  • Who at Gofundme.com and similar sites verifies that the profile picture is that of the campaign starter?
  • Who at these sites verifies that the “friends” are legitimate, vs. all phony accounts or “friends” purchased from seedy overseas companies that create fake profiles?
  • Even if the avatar and friends are for real, how do these crowdfunding sites confirm the authenticity of the campaigns?

It’s all based on the honor system. You take their word for it, though some campaigns are high profile cases. People have given money to fake campaigns. How can you prevent getting conned?

  • Check the news to see if the campaign story really happened. But a house fire in a small town doesn’t always hit the Internet. Nor is it newsworthy that some housewife is trying to raise money to buy her disabled son a set of golf clubs. So stay with campaign stories that you know have occurred.
  • But again, a scammer could take a real story, pretend to know a victim and scam donators. So see if there’s a legitimate pathway to donate to the real people involved in the story, such as through their local police department.
  • Stick to reputable charity sites. Offline, never give money solicited over the phone.
  • Be leery of charity solicitations for very high profile cases, as these attract scammers.
  • If donations are solicited by snail mail, check the Better Business Bureau. Any scammer could create a legitimate sounding name: “American Association for Autistic Children.”

Robert Siciliano is an identity theft expert to BestIDTheftCompanys.com discussing identity theft prevention.

How to prevent your Pics from being lifted: Part 2 of 2

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There are many reasons someone might right-click on your image and “Save image as…”

Porn, Sex and Dating Sites

  • A woman might steal your blog headshot and use it for her dating site profile.
  • A perv might take the picture of your child off your Facebook page and put it on a porn site.
  • A person who runs a racy dating site might take your image and use it to advertise his service.

Scams

  • Someone might use, without your knowledge, a photo of your house for a rental scam.
  • Your motorcycle, jet ski, boat, puppy…you name it…could be used for scam for-classified sale ads.
  • Your avatar may be used for a phony Facebook account to then be posted in the comments section of news articles pitching some get-rich-quick scheme.

Fantasy Lives

  • Your image could be used by a lonely person to create a fictitious Facebook account.
  • A person with a real Facebook account may be so desperate for friends that they use your photo to create a fake account to then add as a friend.
  • Someone you know may steal your photo (such as an ex-lover) and create a social media account in your name, then post things on it that make you look really bad.

How can you protect your digital life?

  • For your social media accounts, make sure your privacy settings are on their highest so that the whole world can’t see your life.
  • Watermark your images so that they have less appeal to image thieves, but keep in mind that they’ll have less appeal to you too.
  • It’s one thing when an image of your house was stolen for a rental scam, but it’s a whole new animal if an image of your naked body or you engaged in a sex act was stolen. So don’t put racy images online. Never.
  • Explain to your kids about the risks of stolen images.
  • Make sure their social media privacy settings are high.
  • It’s possible your smartphone automatically stores pictures you take online. Turn off this feature.

Robert Siciliano is an identity theft expert to TheBestCompanys.com discussing identity theft prevention.

How to prevent your Pics from being lifted: Part 1 of 2

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You need not be a celebrity or some big wig to suffer the devastating fallout of your online images (and videos) being stolen or used without your permission.

10DSo how does someone steal your image or use it without your permission?

Hacking

  • Hacking is one way, especially if passwords are weak and the answers to security questions can easily be figured out (e.g., “Name of your first pet,” and on your Facebook page there’s a picture of you: “My very first dog, Snickers”).
  • Malware can be installed on your device if the operating system, browser or security software is out of date.
  • But hackers may also get into a cloud service depending on their and your level of security.

Cloud Services

  • In 2014, the images of celebrities and others were stolen from their iCloud accounts. At the time, two factor authentication was not available to consumers.
  • Apple did not take responsibility, claiming that the hackers guessed the passwords of the victims. This is entirely possible as many use the same passwords for multiple accounts. It is reported that Jennifer Lawrence’s and Kate Upton’s passwords really were123qwe and Password1, respectively.

Social Media

  • Got a pretty avatar for your Facebook page? Do you realize how easy it is for someone to “Save image as…”?
  • Yup, someone could right-click on your provocative image, save it and use it for some sex site.
  • And it’s not just images of adults being stolen. Images of children have been stolen and posted on porn sites.
  • Stolen photos are not always racy. A stolen image could be of an innocent child smiling with her hands on her cheeks.
  • The thief doesn’t necessarily post his loot on porn or sex sites. It could be for any service or product. But the point is: Your image is being used without your authorization.

Sexting

  • Kids and teens and of course adults are sending sexually explicit images of each other via smartphone. These photos can end up anywhere.
  • Applications exist that destroy the image moments after it appears to the sender.
  • These applications can be circumvented! Thus, the rule should be never, ever, ever send photos via smartphone that you would not want your fragile great-grandmother or your employer to view.

How can you protect your digital life?

  • Long, strong passwords—unique for every single account
  • Change your passwords regularly.
  • Firewall and up-to-date antivirus software
  • Make sure the answers to your security questions can’t be found online.
  • If any of your accounts have an option for two-factor authentication, then use it.
  • Never open attachments unless you’re expecting them.
  • Never click links inside e-mails unless you’re expecting them.

Stay tuned to Part 2 of How to prevent your Pics from being lifted to learn more.

Robert Siciliano is an identity theft expert to TheBestCompanys.com discussing  identity theft prevention.

How to Stop Sharing Your Location Information

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The Internet helps us connect and share with people around the world, but there are some people with whom you definitely shouldn’t be sharing your information. Although it’s not pleasant to think about, it’s not just friends and family that can see your online posts, bad guys can too, including criminals and even sex offenders.

7WSo, when you take a photo of your kids in your backyard, know that if you post that picture on social media, a predator can potentially obtain the GPS coordinates of where that picture was shot.

This is because every time you take a picture, technical data is created and stored along with the image. This is called “EXIF data”, or exchangeable image file format. When this data includes location information, such as the exact GPS coordinates of where the photo was taken, the image is then “geotagged.”

The good news is you can view the EXIF data, and remove it to prevent predators from getting your location information. EXIF data will always be added to the storage of every picture you take; there’s no way to prevent this. But you can delete it.

Here’s how to prevent strangers from seeing your location information:

  • Select the image on your computer and right-hand click on it.
  • Select “properties.” You’ll find all the data here.
  • Go to the location, or EXIF data.
  • At the end of all the information you’ll see “Remove Properties and Personal Information.” This will wipe out the coordinates.
  • You should go through this process before posting photos online, because once they’re online, you can’t control who sees this information.
  • However, it will still be worth your while to strip this data from photos already posted online. For all you know, tomorrow is the day that a bad guy reads your location information, so today is the day to delete it.

Some people’s social media pages have an endless scroll of personal photos, including pictures of their children and teens. Be very selective of what you post online, and always delete the EXIF data before posting.

Save the pictures you don’t post for a hardcopy photo album. That way you’ll dramatically cut down on the time spent eradicating your location information, while increasing your online security.

Here’s some more tips to use location services safely:

  • Turn off the GPS function on your smartphone camera or digital camera. This is important if you are going to be sharing your images online. Instructions on how to turn off geotagging will vary, but we suggest referring to your phone or camera’s manual for further instructions on how to adjust this feature. You also might want to consider only letting certain apps (like maps) use your location data on your mobile device.
  • Check your privacy settings on social networks and photo sharing sites. Make sure that you are only sharing information with friends and family. Also, make sure that you only accept people into your network that you know in real life.
  • Be aware of the fact that the information you share on one social network may be linked to another.For instance, a photo you post to Twitter may automatically post to your Facebook profile. Because of this, it’s important that you check the privacy settings on all your accounts.
  • Finally, be careful about what images you’re sharing and when you are sharing them.Rather than uploading a picture that reveals your location the moment you take it, wait until you get home to upload it.

Robert Siciliano is an Online Safety Expert to Intel Security. He is the author of 99 Things You Wish You Knew Before Your Mobile was Hacked! Disclosures.

Mother Nature can ruin your business: Get ready for natural disasters now

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September is almost over. This means National Preparedness Month is nearing its end. Nevertheless, you must be prepared all year long to stay safe. National Preparedness Month culminates September 30th with National PrepareAthon Day.

http://www.dreamstime.com/stock-images-online-risks-sign-road-banner-image34668294In the boxing ring, if you focus on the knockout punches too much, the quick sharp jabs are what may bring you down. This is how some businesses approach their security. They put too much emphasis on preventing that mountainous data breach, while smaller everyday threats sneak by.

Those smaller threats may be difficult to get at, and they can knock you out for good. A company may have all eyes on that Russian hacking ring, a fire or hurricane. But threats come in all flavors.

A business just can’t use all its artillery against the “big” threats, because this will create non-flexible tactics that unravel in the face of an unexpected threat.

Unless company leaders are psychic, they can’t anticipate every possible threat. But being narrowly focused is no good, either. Here are some tips on how to widen that focus and plan for disaster:

  • Certainly, gear up for the “big” threats like natural disasters and brick-and-mortar crimes. This includes having insurance plans, conducting evacuation training, and implementing additional protection like smoke detectors and fire extinguishers.
  • Create a list of as many possible threats you can think of. If you can conceive it, it probably can happen.
  • Come up with a backup location should your primary office location be rendered inoperable.
  • Create a core response team for any kind of disasters, and see to it that the members are easy to reach. Have a secondary team in place in case anyone in the primary core can’t function.
  • Establish post-disaster communication plans for employees, customers/clients and vendors. Have a list of backup vendors.
  • Create security plans that are flexible rather than rigid, and make sure they are regularly updated.
  • Back up all data. Have an onsite data backup as well as cloud backup.
  • Replace computers every 2-3 years. But don’t wait that long if the following symptoms of a croaking computer occur: odd noises during boot-up; things taking way too long; a blue screen.

The preparation and prevention tactics above apply to businesses and really, everyone. Employees should be rigorously trained on proactive security and tricks that cyber thieves use. To learn more about preparing your small business for disasters, download Carbonite’s e-book, “Five Things Small Businesses Need to Know about Disaster Recovery.”

#1 Best Selling Author Robert Siciliano CSP, CEO of IDTheftSecurity.com is a United States Coast Guard Auxiliary Flotilla Staff Officer of the U.S. Department of Homeland Security whose motto is Semper Paratus (Always Ready). He is a four time Boston Marathoner, Private Investigator and is fiercely committed to informing, educating, and empowering people so they can be protected from violence and crime in the physical and virtual worlds. As a Certified Speaking Professional his “tell it like it is” style is sought after by major media outlets, executives in the C-Suite of leading corporations, meeting planners, and community leaders. Disclosures.

7 Ways to protect Yourself Online

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The biggest mistake that you can make to threaten your online safety is to treat the online world different—as far as your private information—than you would treat the physical world. In other words, if someone walked up to you and said, “Hi, can you please provide me with your name, address, birth date, home phone, cell phone, email, usernames, passowords all your friends names and all their contact info?” I think not.

9DWhat sane person would pass out cards with their Social Security number, birth date, full name, home address and bank account information to every stranger they walk past on the street? But essentially, that’s what many people do online.

Here are seven risky online behaviors:

  • Posting photos. As innocent as this sounds, photos of children have been known to get stolen and posted on child porn sites. Right click, save image as, then save to desktop; that’s all it takes. Does this mean never post photos of your kids? No. But save the picture of your naked two-year-old girl in the bathtub for your desktop. And don’t post vacation photos until after you return home.
  • Another thing about photos: Don’t post pictures of yourself engaging in activities that could come back to haunt you in some way. For example, you post a picture of yourself smoking while at a picnic. You apply for new health insurance and say you’re a nonsmoker. The insurance company might decide to view your social media pictures to catch you in the act.
  • Sounds innocent: You let your kids use your computer. But even if there are parental controls in place, your kids can still unknowingly let in a virus. Then you sit down to do some online banking…and the hacker whose virus is in your computer will then have your login credentials and bank account numbers, plus everything else. Ideally, you use a designated computer only for conducting sensitive online transactions.
  • A hacker sends (via bot) out 10,000 e-mails that are made to look like they’re from UPS. Out of 10,000 random recipients, chances are that a good number of them are waiting any day for a UPS shipment. This could be you. Will you open the e-mail and click on the link inside it? If you do, you’ll likely download a virus. This is a phishing scam. Contact the company by phone to verify the e-mail’s legitimacy. Better yet, just never click on the doggone links.
  • Do you know your apps? They most certainly know you—way too much, too. Applications for your phone can do the following: read your phone’s ID, continuously track your location, run your other applications, know your SIM card number and know your account number. Before downloading an app, find out what it can find out about you.
  • Don’t take silly online quizzes. Whoever’s behind them might just want to get as much information on you as possible with the idea of committing identity theft. Got some extra time? Read a book or do a crossword puzzle.
  • Never conduct business transactions using free Wi-Fi unless you have a virtual private network. Otherwise, anyone can cyber-see what you’re doing.

Robert Siciliano is an Identity Theft Expert to Hotspot Shield. He is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen See him discussing internet and wireless security on Good Morning America. Disclosures.

How to prepare for Digital Disasters

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Editor’s Note: In this week’s guest blog security expert Robert Siciliano explains how to protect your IT systems and your business from hardware failure. To learn more, download our new e-book, “5 Things Small Businesses Need to Know about Disaster Recovery.”

3DIt is September and that means National Preparedness Month: an ideal time to get involved in your community’s safety. Make plans to stay safe, and this includes keeping ongoing communications alive. National Preparedness Month culminates September 30th with National PrepareAthon! Day.

I can’t believe that people who heavily rely on a computer for business will still suddenly report to clients, “My computer crashed; can you resend me all the files?” What? Wait!

Why aren’t these people backing up their data on a frequent basis? If your computer is central to your business you should back up your data a minimum of once a day to protect against the following threats:

  • Computer hack
  • Unintentional deletion
  • Theft
  • Water or fire damage
  • Hard drive crash

To make daily data backups less daunting, carefully sift through all of your files to rid old, useless ones and organize still-needed ones. A mess of files with a common theme all over the desktop can be consolidated into a single folder.

Protecting your data begins with keeping your computer in a safe, secure, locked location, but this is only the first (and weakest) layer of protection. The next step is to automatically back up data to the cloud. The third layer is to use local backups, ideally use sync software that offers routine backups to multiple local drives. It’s also important to use antimalware security software to prevent attacks from hackers.

Additional Tips for Small Businesses Make de-cluttering a priority by deleting unnecessary digital files. This will help the computer run faster and help your daily backups run more quickly. Take some time to sift through your programs and delete the useless ones.

It’s also a good idea to clean up your disk regularly. Windows users can find the disk cleanup tool by going to the Performance Information and Tools section under the Control Panel.

Go to the control panel and hit “Hardware and Sound.” Then click “Power Options.” Choosing the recommended “balanced” power setting will benefit the hard drive.

Every two to three years, reinstall your operating system to keep your hard drive feeling like a spring chicken.

The prevention tactics above apply to businesses and really, everyone. Employees should be rigorously trained on proactive security and tricks that cyber thieves use. To learn more about preparing your small business against the common accidents of everyday life, download Carbonite’s e-book, “5 Things Small Businesses Need to Know about Disaster Recovery.”

#1 Best Selling Author Robert Siciliano CSP, CEO of IDTheftSecurity.com is a United States Coast Guard Auxiliary Flotilla Staff Officer of the U.S. Department of Homeland Security whose motto is Semper Paratus (Always Ready). He is a four time Boston Marathoner, Private Investigator and is fiercely committed to informing, educating, and empowering people so they can be protected from violence and crime in the physical and virtual worlds. As a Certified Speaking Professional his “tell it like it is” style is sought after by major media outlets, executives in the C-Suite of leading corporations, meeting planners, and community leaders. Disclosures.