There are tried and true ways to protect yourself from identity theft—ways that you may not have even considered.
Evaluate your passwords. Does every online account have a different password or are you using the same one for multiple accounts? Fix this problem immediately by investing in a password manager software. Avoid using actual words or names, or keyboard sequences. Password managers facilitate the password creation process.
Never post anything personal on social media.This includes your pet’s name, name of your kids’ school or teacher, where you’re going on vacation, the town your parents live in, etc.
Ignore e-mails whose senders you don’t know. Never click links in e-mails or open attachments you’re not expecting.
Set your phone up with a password. If it’s lost or stolen, you’ll have no worries.
Shred everything. All your credit card offers, medical records and other personal information before tossing.
Never give it out your Social Security number unless it’s absolutely mandatory like a credit application. However, just because someone says they can’t process your request without your SSN doesn’t mean you must hand it over. The objective is to minimize how much your SSN is “out there.”
Request your free credit report every year from the three major credit reporting bureaus. Refute unauthorized accounts immediately.
Inspect your statements such as credit card and banking statements every month for suspicious activity.
Use a locking mailbox or have your mail delivered to the post office and pick up.
Stop mail delivery when taking long trips.
Get a credit freeze. This is a no brainer to protect you from new account fraud.
Invest in identity theft protection. There is no cure for identity theft. But with a protection plan in place, the restoration component will fix most of what goes wrong.
ROBERT SICILIANO CSP, is a #1 Best Selling Amazon author, CEO of CreditParent.com, the architect of the CSI Protection certification; a Cyber Social and Identity and Personal Protection security awareness training program and the home security expert for Porch.com