Jason Truxel was denied a mortgage because of bad credit. He had no idea that his credit scores were low, so he pulled his credit reports. He discovered a tremendous amount of debt, and accounts he had never opened. One such account showed that a credit card had been opened in his name when he was 13 years old. Jason found out the hard way that he was a victim of child identity theft. When Jason was a child, his father was convicted of credit card fraud. So he went to his father’s house and found a stack of credit cards with his name on them in a dresser drawer. When confronted, Jason’s dad said that Jason would never be able to prove anything. That’s a bad dad, if I’ve ever heard of one.
Diamond Daye is 11 years old. He’s going through the same problem. Except his mother is the identity thief. She’s 31, and owes thousands in rent and cell phone and cable bills.
Child identity theft is a growing problem. The Federal Trade Commission estimates that there are 500,000 new victims every year. The culprits are often parents, since they have direct access to their kids’ personal information. Irresponsible parents who have screwed up their own credit apply for credit in their childrens’ names, once they discover how easy it is. All a parent needs is a child’s Social Security number, and the fun begins. Creditors often fail to verify the applicant’s age, and simply accepts the application. Children rarely discover that they are victims of identity theft until they are adults, and are denied credit or employment because of their negative credit history. Sometimes the custodial parent discovers that his or her ex committed identity theft when the bill collector notices begin to arrive.
There’s not much a person can do to prevent child identity theft, other than regularly requesting fraud alerts and ensuring the credit hasn’t been issued under your child’s name.
What you should do to protect yourself and your children:
Protecting yourself from new account fraud requires a credit freeze, or setting up your own fraud alerts and in your childs’ name too. This provides an extra layer of protection. In most cases it prevents the opening of new credit.
Consider making an investment in Intelius Identity Theft Protection and Prevention. Because when all else fails you’ll have someone watching your back. Includes a Free Credit Report, SSN monitoring, Credit & Debit Card monitoring, Bank Account monitoring, Email fraud alerts, Public Records Monitoring, Customizable “Watch List”, $25,000 in ID theft insurance, Junk Mail OptOut and Credit Card Offer OptOut.
Robert Siciliano Identity Theft Speaker discussing availability of Social Security numbers on Fox News
Computerworld illustrates the current state of information security by citing a childhood arcade game: “If you’ve ever played the silly, maddening game known as “Whac-A-Mole,” you know what futility feels like. As you smack one mole with the mallet, up pops another one. Their speed and number escalates as you flail away, trying to keep up. At some point, you realize there’s no hope of winning.” That’s why I hated that game. I was attracted to it at first, because, like Barney Rubbles’ son Bam Bam, I liked hitting stuff with blunt instruments. But that only takes you so far. To win, you need skill and precision.
In today’s world of cyber security and identity theft prevention, it isn’t enough to chase the next mole and whack it with another patch, or shred your own data and hope that someone doesn’t hack your cell phone company. You need to understand the problem and proactively implement a solution.
In the late 90’s and early 2000’s, hackers hacked for challenge, fun, and fame. It made them popular among other hackers. Soon after, consumers began spending more time online. They used their PCs to shop, bank, and manage personal affairs. Now, hackers aren’t just wreaking havoc, deleting files, or making IT administrators miserable, they’re also stealing proprietary data. Now, the real game is illegal financial gain. Hackers’ motivations have changed, which means that you need to change your perceptions of what a computer is, and how to operate it. It’s no longer something to just play Solitaire, or a play where you socialize with friends. Now, it’s a cash register to a hacker. It’s a bank. And it should be treated and respected like a vault.
Run Windows Update, or it may also be labeled “Microsoft Update,” on your PC. If you have Windows XP, you want “Service Pack 3” installed. You can also go to “Control Panel” and then “Security Center” and turn on automatic updates, so Microsoft will install the latest security upgrades automatically. If you have Vista, the process is similar, but you want “Service Pack 1.”
Install antivirus software. Most PCs come bundled with software that runs for free for up to a year. Once it expires, you need to renew the license. If you don’t, every day that your software isn’t updated provides more opportunity for criminal hackers to turn your PC into a zombie that sends viruses to other PCs or sends spam shilling Viagra.
Install anti-spyware software. Most antivirus providers define spyware as a virus now. However, it’s still best to run a spyware removal program once a month or so, to ensure that your PC is rid of software that could allow a criminal hacker to remotely monitor your data, keystrokes, and the websites you visit.
Use Firefox. Internet Explorer is clunky, and the most frequently hacked software that exists. Mozilla’s Firefox is more secure.
Secure your wireless. If you’re running an unsecured wireless connection at your home or office, anyone can jump on the network and access your files from up to 500 feet away. Your router should have instructions on how to set up WEP or WPA security. WPA is better. If this is a foreign language to you, you should either hire someone, or ask your 15 year old for help.
Install a firewall. Microsoft’s operating system comes with a built-in firewall, but it isn’t especially secure. Go with a third party firewall that comes prepackaged with antivirus software.
Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Includes;
Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.
24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.
Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.
Privacy issues and identity theft in social media are a growing concern. Most people who post their personal information about themselves do not recognize the potential consequences of their actions, or maybe they simply don’t care if their entire life is an open book.
Ask yourself, should the director of the United States Central Intelligence Agency, which is responsible for providing national security intelligence to senior U.S. policymakers, including the President, and who manages the operations, personnel, and budget of the CIA, have a Facebook page? Should his wife? Sir John Sawers is the incoming head of MI6, essentially the British equivalent of the CIA. His wife posted sensitive personal information to her Facebook page, including the address of the couple’s London apartment and the locations of their children and Sir John’s parents. She also posted family photos that included her half-brother, who was an associate and researcher for a historian who has been convicted of Holocaust denial. Her Facebook profile was left open to anyone in the London network.
Patrick Mercer, Conservative chairman of the Commons counter-terrorism subcommittee, has pointed out that these types of Facebook postings leave Sir John Sawers open to criticism and potentially, blackmail. “We can’t have the head of MI6 being compromised by having personal details of his life being posted on Facebook,” Mercer told The Times. “As a long-serving diplomat and ambassador, his family have been involved in his line of business for decades. I would have hoped they would have been much more sensitive to potential security compromises like this.”
Would it be okay for U.S. CIA director Leon Panetta or his wife to post their addresses, vacation photos, childrens’ names and other personal data on Facebook? No! Is it okay for you to do it? You say, “Well, I’m not the director of the CIA.” While you may not be a high profile target, you can still be a target on some level, and the more intelligence you make available to potential attackers or criminal hackers, the easier you make it for them to harm you. Nobody ever considers themselves a target until it’s too late. I’m not a paranoid freak, I’m a grounded, down-to-earth, conscious being with an awareness of what’s going on out there. And when I see you post information that someone sinister could use against you, I worry.
If you use social media and regularly update your status or profile with pictures, video, or information about your whereabouts or daily routines, please keep the following advice in mind:
Before you post anything online, think about what a hacker, stalker, employer, or potential employer could do with that data. Could an ex, who’s fighting for custody, use the data against you in court?
Don’t give away specifics. Don’t post your address, date of birth, kids’ names, pets’ names, phone numbers, or any account numbers or financial information of any kind. You really shouldn’t even post childrens’ photos online.
Do not tell the world you are going on vacation! Or if you’re just going to dinner or the beach and won’t be at your house for several hours, why would you let potential burglars know that you’re away?
If you’re a “partier” and like to imbibe, informing the world that you just smoked a joint is not only one of the worst things you could do for your career, it also makes all your friends guilty by association. And don’t announce that you’re hungover, because after the age of 23, you ought to know better.
Before posting pictures or videos, consider what a criminal or potential employer might see. Could they be used against you in any way?
If you let your kids use social media, you must monitor every aspect of their Internet activities. Pick up McAfee’s Family Protection software and take control of your childrens’ Internet use.
Take advantage of privacy settings and lock down your profile, so that only those who you approve can view everything.
Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
Social media is less than six years old. This is a brand new medium, and we are just now beginning to recognize its potential consequences. Something as harmless as a picture of a baby in a tub could be traded online by pedophiles. The world is changing. Be aware of your social media use, and be smart about it.
Robert Siciliano, identity theft speaker, discusses social media on Fox.
https://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.png00Robert Sicilianohttps://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.pngRobert Siciliano2009-07-25 16:46:222009-07-25 16:46:22Social Media Privacy and Personal Security Issues
There’s a lot of excessive trust in the Facebook world. People have entirely dropped their sense of cynicism when logged on. Apparently, they see no reason to distrust. Generally, your “friends” are people who you “know, like and trust.” In this world, your guard is as down as it will ever be. You can be in the safety of your own home or office, hanging with people from all over the world, in big cities and little towns, and never feel that you have to watch your back.
PC World reports that a third of social networkers have at least three pieces of information posted on their pages that could lead to identity theft. Names, addresses, birth dates, mothers’ maiden names, kids’ names, pets’ names and phone numbers are among the various types of data that could help a criminal piece together your identity. Social networkers are simply making it too easy for thieves.
Almost 80% of those polled are concerned about privacy issues on social networks, yet almost 60% are unaware of what their privacy settings are and who can see their data. One third of social networkers admitted that they use the same password for all their social networking accounts.
Most social networks have privacy settings that many users never venture to manage. It is imperative to spend a few minutes and lock down your profiles so they can’t be seen by everyone in the world.
It is not unusual for a potential identity thief to “friend” a potential victim. The thief poses as someone the target may know, or someone who is known within the target’s social circle. Once the thief has been accepted as a friend, he or she is in the target’s inner circle and gains a great deal of insight into the target’s daily life.
People often try to “friend” me, and I can see that they are “friends” with people I know. But I don’t know them. And the mutual friends often tell me that they don’t know the person, but were “friends” with someone else they knew, and they accepted based on that! That’s nuts! Next thing you know, they are trolling through your “friends” and befriending people in your network, who accept based on their trust in you! Dizzy yet? The point is, stop the madness! Don’t allow these trolls into your life. Mom told you not to talk to strangers. I’m telling you not to “friend” strangers, because they could be scammers.
Scammers are watching. They know that once they are on Facebook, your guard goes way down.
Regardless of all this craziness protect your identity.
1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.
2. Invest in Intelius Identity Theft Protection and Prevention. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Includes;
Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.
24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.
Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.
https://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.png00Robert Sicilianohttps://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.pngRobert Siciliano2009-07-22 15:07:302009-07-22 15:07:30Identity Thieves Gather Data From Social Networks
I recently appeared on Fox and Friends to discuss email hacking. Dave Briggs, a FOX & Friends Weekend co-host, lost access to his Hotmail email account when hackers were able to guess either his password or his qualifying question. (He admitted that his password was not as strong as it should have been.) The hackers locked Briggs out of his own account and spammed all of his contacts with a fraudulent email that appeared to be written by Briggs himself, claiming that he was trapped in Malaysia and requesting that someone help him by transferring money via Western Union. Only after persistently contacting Hotmail administrators was Briggs able to regain control of his own email account.
Twitter was targeted by a similar hack, which led to a data breach. It is likely that the hacker guessed the answer to a Twitter employee’s security question and reset the employee’s password. On Wednesday, Twitter co-founder Biz Stone blogged, “About a month ago, an administrative employee here at Twitter was targeted and her personal email account was hacked. From the personal account, we believe the hacker was able to gain information which allowed access to this employee’s Google Apps account which contained Docs, Calendars, and other Google Apps Twitter relies on for sharing notes, spreadsheets, ideas, financial details and more within the company.”
And of course, Sarah Palin’s Yahoo email account was hacked into last year, during the presidential campaign. The hacker explained how easy it was in Wired.
Web-based email rocks! Since you’re no longer tethered to a PC-based client, you can access your email from anywhere. And all the data saved in your email account will be safe if your PC crashes. Many web-based email providers offer gigabytes of free storage and other useful tools like documents, RSS readers, and calendars. Life in the cloud is easier and more convenient. But is it secure?
PC Pro reported on a study run by Microsoft Research and Carnegie Mellon University, which measured the reliability and security of the questions that the four most popular webmail providers use to reset account passwords. AOL, Google, Microsoft, and Yahoo all rely on personal questions to authenticate users who have forgotten their passwords. The study found that the “secret questions” used by all four webmail providers were insufficiently reliable authenticators, and that the security of personal question appears much weaker than passwords themselves. Yahoo claims to have updated all their personal questions in response to this study, but AOL, Google, and Microsoft have yet to make any changed.
Once a hacker has your email address, he or she can simply go to the “forgot password” section of your email provider’s website and respond to a preselected personal question that you answered when signing up for the account. With a little research, the hacker has a good shot at finding the correct answer.
Some of the current questions could be answered using information found on a user’s social networking profile, or through a website like Ancestry.com or Genealogy.com. Some answers might be found in the user’s trash. Some questions seek opinions, rather than facts. For example, “Who is your favorite aunt?” requires an opinion in response, but if a hacker knew the names of all your aunts, he or she could enter them all one by one. Some questions would be more difficult to answer. Unfortunately, if you signed up for your web-based email account over a year ago, before these email hacks became more common, your questions may be even easier to answer.
Gmail’s current personal questions are:
What is your frequent flyer number?
What is your library card number?
What was your first phone number?
What was your first teacher’s name?
Write my own question
Yahoo’s current personal questions are:
What is the first name of your favorite uncle?
Where did you meet your spouse?
What is your oldest cousin’s name?
What is your oldest child’s nickname?
What is the first name of your oldest niece?
What is the first name of your oldest nephew?
What is the first name of your favorite aunt?
Where did you spend your honeymoon?
I suggest that you check out the “forgot password” section on your own web-based email account, to see your current personal question. If it’s easy to answer, or would only require a little research to solve, update the question with one that you create based on opinion, as opposed to fact. And keep in mind that most people list “pizza” as their favorite food and “liver” as their least favorite. So be creative. You should also beef up your password. Combine uppercase and lowercase letters, as well as numbers. Don’t use consecutive numbers, and never use names of pets, family members, or close friends.
1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.
2. Invest in Intelius Identity Theft Prevention and Protection. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Includes;
Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.
24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.
Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.
Robert Siciliano, identity theft speaker, discusses hacked email on FOX & Friends.
https://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.png00Robert Sicilianohttps://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.pngRobert Siciliano2009-07-20 10:57:252009-07-20 10:57:25Web Based emails Insecurity Leads to Identity Theft
“Misty Buttons” just started following me on Twitter. She’s curvaceous, bodacious and isn’t getting her needs met. Apparently, she needs me to meet those needs. It is, of course, a tempting offer that someone, somewhere may accept. But I’m going to pass.
Twitter porn and cybercrime are one and the same. Criminal hackers use porn to lure unsuspecting Twitter users into their lairs, where they distribute malicious software and solicit credit card data. In some cases, their victims may deserve to be scammed. Clicking on the links that these ne’er-do-wells post on their Twitter feeds can have a devastating effect on your PC and your bank account.
Internet security software provider McAfee reported a 500% increase in malware in 2008. That’s more than the past five years combined. And the FBI reported a 33% increase in Internet crime last year. According to a survey of 1000 firms, companies coping with data breaches lost an average of $4.6 million in intellectual property. This is all due to insufficient hardware, outdated software and the various ruses, such as those perpetrated by Misty Buttons, that trick technology users into opening a door to criminals.
But it isn’t just obvious Twitter porn that you need to watch out for. It’s also seemingly legitimate links posted by those you follow. Criminals have figured out that Twitter is a social network that brings people together. Strangers follow you, and you often reciprocate, following them back and bringing them into your network. As with email phishing scams, criminals post tweets highlighting current events, with links that lead to malicious sites or direct malware downloads. Numerous news outlets have reported on malicious tweets purporting to point to news about Michael Jackson, Obama, Farrah Fawcett, Iraq and even the Sonia Sotomayor’s Supreme Court confirmation hearings. The shortened URLs that are necessary to keep tweets within the 140 character limit help mask these scams. As explained NextAdvisor:
Whenever a complete URL is too long or cumbersome, many users turn to URL shortening services like TinyURL. Unfortunately, a condensed URL that appears harmless can easily lead to a malware download or phishing site, rather than the destination you were expecting. What appears to be a link to a friend’s home video may actually be pointing you toward the Koobface virus. Hackers can target a single URL shortening service and intentionally misroute millions of users.
How to protect yourself:
Before you click on shortened URLs, find out where they lead by pasting them into a URL lengthening service likeTinyURL DecoderorUntiny.
Install anti-virus protection and keep it updated.
Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
Robert Siciliano, identity theft speaker, discusses identity theft.
https://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.png00Robert Sicilianohttps://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.pngRobert Siciliano2009-07-17 06:32:002009-07-17 06:32:00Tweets Link to Identity Theft
A spate of recent news reports highlight growing ATM fraud. Law enforcement in New York City reported a gang had stolen $500,000 from bank accounts via ATM skimming. They installed cameras and skimming devices on the machines, and recorded the magnetic strips and the PIN numbers.
A recent survey points towards ATM fraud rising 5-9 percent. Seventy percent of those poled experienced a jump between 2007 and 2008. Many of the large data breaches that have occurred over the past few years may have contributed to the fraud.
It’s simple enough to hack into a database and compromise cards and pins. It’s even easier to affix hardware to the face of an ATM machine and do the same. Once the data is compromised the identity thieves clone cards and turn the data into cash as quickly.
Bankinfosecurity.com recently published “7 Growing Threats to Financial Institutions”. This post is a play on that; “7 Growing Threats to You”
#1 Skimming; Hardware readily available online that is attached to the face of an ATM records user card information and pin codes. In this case you may still be able to perform a transaction.
#2 Ghost ATMs; A card reader is blocked off and replaced with hardware that supersedes the machine and records all your data without allowing a transaction. The machine reads “Can’t complete transaction”.
#3 Dummy ATMs; In some cases an ATM is bought off of eBay (do a search) or elsewhere and installed anywhere there is foot traffic. The machine is set up for one purpose; read data. The machine might be powered by car batteries or plugged in the nearest outlet.
#4 Ram Raids; ATMs built into a wall or stand alone are being rammed by a truck and/or wrapped with chain and pulled out then loaded onto a truck. Once removed the thieves blow torch the machine taking the cash. This is a hot topic in Mexican banks, buy certainly happens everywhere. A bank would be smart to install battery backed GPS in any machine.
#5 PIN ID’s; Sophisticated criminal hackers break into a database or skim magnetic strips. They then go to an online banking site with a hacking software that plugs in various well known PINs. These PINs might be consecutive numbers, peoples names, pets names, birthdates, or other various simple pass phrases people use. When it finds a match it gives the criminal access to your account.
#6 Automated PIN Changes; Criminals go through the banks telephone banking system to change the customers PIN. They may try to change the customers ANI (Automatic Number Identification) is a system utilized by telephone companies to identify the DN (Directory Number) of a caller. This might be accomplished via “Caller ID Spoofing”. They use publicly available data on the card holder such as name, card account number and last four digits of the social security number to “verify” them as the banks customer.
#7 SMS Attacks; AKA Smishing or Phexting – phish texting. Customers receive a text from a bank on their smartphone requesting login information.
#8 Malware or Malicious Software; Researchers found a virus that specifically infects ATMs and takes over the machine logging card numbers and pins.
How to protect yourself;
First and foremost; Pay attention to your statements every two weeks. Refute unauthorized transactions within a 30-60 day time frame.
1. Pay close attention to everything you do at an ATM. Look for “red flags”, anything out of place. If your card sticks, odd looking configurations on the ATM, wires, two sided tape.
2. Use strong PINs, uppercase lower case, alpha and numeric online and when possible at an ATM and for telephone banking.
3. Don’t reply to phishing or phexting emails. Just hit delete.
4. Don’t just use “any” ATM. Choose ATMs at locations that are “more secure” than in the middle of nowhere.
5. Make sure your McAfee anti-virus is up to date.
6. Invest in Intelius identity theft protection and prevention. Because when all else fails its good to have someone watching your back.
Robert Siciliano Identity Theft Speaker discussing ATM skimming
The state of New York, Office of the Attorney General plans to sue the social-networking site Tagged.com for allegedly using deceptive e-mails in order to gain new users.
It is alleged that the social-networking service stole the identities of more than 60 million Internet users by sending e-mails to people saying that members of the site had tagged them in photos but the photos did not exist and that Tagged raided their private accounts.
The e-mails that people received appeared to come from their friends via the website as an offer to look at the friends pictures and join in. It is believed that Tagged, would then illegally get access to those new users’ e-mail address books and send out more messages without those users’ knowledge. Tagged will be sued for deceptive e-mail marketing practices and invasion of privacy, the office said.
In a statement by their CEO he said “Simply put, it was too easy for people to quickly go through the registration process and unintentionally invited all their contacts.”
I received the same emails from friends, people who were “duped”. I spoke to those people and understand it to be true that, it was too easy for people to quickly go through the registration process and unintentionally invited all their contacts.
I don’t believe identities were stolen at any level and that anyone using terms such as “stolen Identity” or “identity theft” are grossly mistaken, but “email harvesting” and a degree of spam and questionable marketing may have occurred.
Here is exactly what happened. A person receives an email saying their friend wants to show them a picture. They have to visit the site, sign in, and register to view it. In that process they are asked for their user name and password from their web based email account to invite more friends to their new account. Many people have done this in Twitter, LinkedIn and Facebook. The lie told is there is no picture to be seen. That’s deceptive marketing, not identity theft.
Criminal hackers have been using the same ruse to get people to log in to a spoofed Facebook account for the past year. Once logged in the user is requested to download a file to watch a video. This download has a virus that allows a full takeover of their account. It almost looks like Tagged took a page out of the criminal hackers book using the same ruse, but without the virus or the spoofed site.
The fact is whenever you register for a social networking site you are asked to plug in your credentials and invite your address book. Doing this is not a bad thing, unless the company you are trusting is a bad corporate citizen. That said; don’t provide any website your log in credentials to your web based email account if you don’t believe them to be 100% legit. Further, when you have web based cloud accounts that contain email and also have proprietary documents or files within that account NEVER GIVE THAT DATA TO ANY COMPANY.
All that said, regardless, you should still protect yourself from real identity theft.
Here is how;
1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.
2. Invest in Intelius Identity Theft Protection. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Since the beginning of the presidential campaign, Sarah Palin has used Twitter and Facebook to communicate with the public. Impostors have taken every opportunity to jack her persona, even hacking into her personal email account.
Now, hackers and impostors are chiming in on Sarah Palin’s resignation. The Twitter profile for ExGovSarahPalin snags and reuses graphics, photos and tweets from Sarah Palin’s “Verified” Twitter acount, AKGovSarahPalin. This fake Palin account is still live as of this writing. In one tweet, a Palin impersonator invited followers to her home for a barbecue. Her security staff was reading these tweets and quickly dispatched security personnel to her home to intercept unwanted visitors.
Twitter has a “parody impersonation policy” that permits impersonation, as long as the parody is clear to readers. It’s puzzling to me that they would allow this, particularly in the case of the fake Sarah Palin account, which is plastered with Governor’s likeness.
Social media is not prepared for this type of use. And Twitter should rethink its policies.
Meanwhile, USA Today reports that St. Louis Cardinals manager Tony LaRussa, who has also fallen victim to social media identity theft and has sued Twitter, claiming damage resulting from “cybersquatting” and misappropriation of his name, has now dropped his lawsuit. One report mentions an out of court settlement that compensates LaRussa for his legal fees and includes a donation to his favorite charity. Twitter co-founder Biz Stone blogged a denial of such a settlement.
Financial identity theft is impossible to prevent 100% of the time, and so is social media identity theft. However, there are ways to lock down your name and protect yourself, or at least to mitigate the potential damage to your name and reputation.
As we spend more time online, meeting people, posting photos and offering glimpses into our personal lives, here are some action steps to keep Social Media Identity Theft at bay:
1. Register your full name and those of your spouse and kids on the most trafficked social media sites, blogs, domains or web based email accounts. If your name is already gone, include your middle initial, a period or a hyphen. It’s up to you to decide whether or not to plug in your picture and basic bio, but consider leaving out your age or birthday.
2. Set up a free Google Alerts for your name and get an email every time your name pops up online. Go to iSearch.com by Intelius and search your name and any variations of your name in what would be a screen name.
3. Set up a free StepRep account for your name. StepRep is an online reputation manager that does a better job than Google Alerts does of fetching your name on the web.
4. Consider dropping a few bucks on Knowem.com and other sites like them. These online portals go out and register your name at what they consider the top social media sites. Their top is a great start. The user experience is relatively painless. There is still labor involved in setting things up with some of them. And no matter what you do, you will still find it difficult to complete the registration with all the sites. Some of the social media sites just aren’t agreeable. This can save you lots of time, but is only one part of solving the social media identity theft problem.
5. Start doing things online to boost your online reputation. Blogging is best. You want Google to bring your given name to the top of search in its best light, so when anyone is searching for you they see good things. This is a combination of online reputation management and search engine optimization for your brand: YOU.
6. If you ever stumble upon someone using your likeness in the social media, be very persistent in contacting the site’s administrators. They too have reputations to manage and if they see someone using your photo or likeness they would be smart to delete the stolen profile.
7. Despite all the work you may do to protect yourself, you still need the Intelius Identity Protect service I’m working with and recommend coupled with Internet security software.
Robert Siciliano, identity theft speaker, discusses scams.
https://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.png00Robert Sicilianohttps://safr.me/wp-content/uploads/2023/03/small-logo-safr-me-300x98.pngRobert Siciliano2009-07-09 07:01:132009-07-09 07:01:13Sarah Palin Victim of Social Media Identity Theft, LaRussa Drops Suit
SearchSecurity.com reports that researchers at Carnegie Mellon University have developed a reliable method to predict Social Security numbers using information from social networking sites, data brokers, voter registration lists, online white pages and the publicly available Social Security Administration’s Death Master File.
Originally, the first three numbers on a Social Security card represented the state in which a person had initially applied for their card. Numbers started in the northeast and moved westward. This meant that people on the east coast had the lowest numbers and those on the west coast had the highest. Before 1986, people were rarely assigned a Social Security number until age 14 or so, since the numbers were used for income tracking purposes.
The Carnegie Mellon researchers were able to guess the first five digits of a Social Security number on their first attempt for 44% of people born after 1988. For those in less populated states, the researches had a 90% success rate. In fewer than 1,000 attempts, the researchers could identify a complete Social Security number, “making SSNs akin to 3-digit financial PINs.” “Unless mitigating strategies are implemented, the predictability of SSNs exposes them to risks of identify theft on mass scales,” the researchers wrote.
While the researchers work is certainly an accomplishment, the potential to predict Social Security numbers is the least of our problems. Social Security numbers can be found in unprotected file cabinets and databases in thousands of government offices, corporations and educational institutions. Networks are like candy bars – Social Security numbers can be hacked from outside the hard chocolate shell or from the soft and chewy inside.
The problem stems from that fact that our existing system of identification is seriously outdated and needs to be significantly updated. We rely on nine digits as a single identifier, the key to the kingdom, despite the fact that our Social Security numbers have no physical relationship to who we actually are. We will only begin to solve this problem when we incorporate multiple levels of authentication into our identification process.
The process of true and thorough authentication begins with “identity proofing.” Identity proofing is a solution that begins to identify, authenticate and authorize. Consumers, merchants, government don’t just need authentication. We need a solution that ties all three of these components together.
Jeff Maynard, President and CEO of Biometric Signature ID, provides a simple answer to a complicated issue in four parts:
Identify – A user must be identified when compared to others in a database. We refer to this as a reference identity. A unique PIN, password or username is created and associated with your credential or profile.
Authenticate – Authentication is different than verification of identity. Authentication is the ability to verify the identity of an individual based specifically on their unique characteristics. This is known as a positive ID and is only possible when using a biometric. A biometric can be either static or dynamic (behavioral). A static biometric is anatomical or physiological, such as a face, a fingerprint or DNA. A dynamic biometric is behavioral, such as a signature gesture, voice, or possibly gait. This explains why, when authentication solutions incorporate multiple factors, at least two of the following identifiers are required: something you have, such as a token or card, something you are, meaning a biometric identifier, and something you know, meaning a pin or password.
Verify – Verification is used when the identity of a person cannot be definitely established. These technologies provide real time assessment of the validity of an asserted identity. When we can’t know who the individual is, we get as close as we can in order to verify their asserted identity. PINs, passwords, tokens, cards, IP addresses, behavioral based trend data and credit cards are often used for verification. These usually fall into the realm of something you have or something youknow.
Authorize – Once the user has passed the identification test and authenticated their identity, they can make a purchase or have some other action approved. Merchants would love to have a customer’s authenticated signature to indicate his or her approval of a credit card charge. This is authorization.
Effective identification results in accountability. It is being achieved in small segments of government and in the corporate world, but not systematically. Unfortunately, we are years away from full authentication.
1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.
2. Invest in Intelius Identity Theft Protection. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Includes;
Personal Identity Profile – Find out if you’re at risk for identity theft with a detailed report of your identity information, including a current credit report, address history, aliases, and more.
24/7 Identity Monitoring and Alerts – Prevent identity theft with automatic monitoring that scans billions of public records daily and alerts you to suspicious activity.
Identity Recovery Assistance – Let professionals help you recover your identity if you ever become a victim of identity theft.
Robert Siciliano Identity Theft Speaker discussing identity theft
